523 Moore St, Festus, MO 63028 Property Records

Jefferson County property record for 523 Moore St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,352 sqft · built 1932
Lot Size	0.261 acres (11,369 sqft)
Owner	Company Name on Record
Last Sale	$99,000 (Dec 2019)
Tax Bill	$757 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.04004001`

Property Details

APN / Parcel Number

Primary APN	`193.006.04004001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,532 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	190 ft deep x 60 ft wide
Porch	Open Frame Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	523 MOORE ST
City	FESTUS
State	MO
Zip	63028-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	RC MOORES 3RD ADD LOT 10 BLOCK 6
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	RC MOORES 3RD ADD
Legal Block	6
Legal Lot Number	10
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	4
Census Block	4006
Census Tract	700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	523 MOORE ST, FESTUS, MO 63028-1335
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Warranty Deed, Transfer HOUSING & CMNTY DEV DEPT
Apr 20, 2018	Deed of Trust, Mortgage FLAT BR MTG
Sep 13, 2017	Warranty Deed, Transfer LAND HM FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	201939588
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 17, 2019
Property Address	523 MOORE ST, FESTUS, MO 63028-1335
Document Number	0000039588
Instrument Date	Dec 13, 2019
Instrument	39588
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 MOORE ST FESTUS MO 630281335, FESTUS, MO 63028-1335

Mortgage

Document Number	40225
Date	Dec 17, 2019
Instrument	40225

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company

Agreement

Amount	Amount Recorded

Mortgage

Document Number	39589,
Date	Dec 17, 2019
Instrument	39589

Lender

Name	FIRST INTEGRITY MTG SVCS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	523 MOORE ST, FESTUS, MO 63028-1335
Document Number	0000012480
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 MOORE ST FESTUS MO 630281335, FESTUS, MO 63028-1335

Mortgage

Document Number	0000012480
Date	Apr 26, 2018
Instrument	12480

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 13, 2017
Property Address	523 MOORE ST, FESTUS, MO 63028-1335
Document Number	0000028757
Instrument Date	Sep 12, 2017
Instrument	28757
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1006 WHITETAIL XING FESTUS MO 630284589, FESTUS, MO 63028-4589

Mortgage

Document Number	28758
Date	Sep 13, 2017
Instrument	28758

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,800 (-) Land $1,300 Building $12,500	$72,500 (-) Land $6,900 Building $65,600
2025	$757.00 (+3.7%)	$13,800 (+6.98%) Land $1,300 Building $12,500	$72,500 (-) Land $6,900 Building $65,600
2024	$730.00 (+0.55%)		$72,500 (+6.62%) Land $6,900 Building $65,600
2023	$726.00	$12,900 Land $1,300 Building $11,600	$68,000 Land $6,900 Building $61,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (1982–2024)
Claims Outside the SFHA	5 of 21
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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