523 Howard St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 523 Howard St, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 1936
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,381 (May 2016)
Tax Bill	$7,578 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`180-710-010-000`

Property Details

APN / Parcel Number

Primary APN	`180-710-010-000`
Alternative APN	`180-710-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	2,062 sqft
Basement Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	180-710-010
Street Address	523 HOWARD ST
City	SANTA ROSA
State	CA
Zip	95404-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	REMAP 012-101-009 09/13/97 LT 21 JOHN P PARSONS AD
Legal Subdivision	JOHN L PARSONS ADDITION
Legal Block	2
Legal Lot Number	21
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	2
Census Block	2009
Census Tract	152203

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	523 HOWARD ST, SANTA ROSA, CA 95404-3709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 5, 2020	Deed of Trust, Mortgage · Conventional with PMI REDWOOD CU
Dec 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2016 · Amount on Record
Deed Sale	May 19, 2016 · Amount on Record
Prior Sale	Aug 20, 2003 · Amount on Record
Deed Document Number	201643457
Prior Transfer Date	May 14, 2016
Prior Transfer Doc	0000043457
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	523 HOWARD ST, SANTA ROSA, CA 95404-3709
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007641
Date	Feb 2, 2018
Instrument	2018007641

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	523 HOWARD ST, SANTA ROSA, CA 95404-3709
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 HOWARD ST, SANTA ROSA, CA 95404-3709

Mortgage

Document Number	0000116461
Date	Dec 7, 2020
Instrument	2020116461

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	523 HOWARD ST, SANTA ROSA, CA 95404-3709
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 HOWARD ST, SANTA ROSA, CA 95404-3709

Mortgage

Document Number	0000113169
Date	Oct 13, 2021
Instrument	2021113169

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	523 HOWARD ST, SANTA ROSA, CA 95404-3709
Document Number	0000037101
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	523 HOWARD ST SANTA ROSA CA 954043709, SANTA ROSA, CA 95404-3709

Mortgage

Document Number	0000037101
Date	May 15, 2020
Instrument	37101

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 21, 2017
Property Address	523 HOWARD ST, SANTA ROSA, CA 95404-3709
Document Number	0000098416
Instrument Date	Dec 21, 2017
Instrument	98416
Transaction Type	Transfer
Record Updated	Jan 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	523 HOWARD ST SANTA ROSA CA 954043709, SANTA ROSA, CA 95404-3709

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$674,336 (+2%) Land $261,032 Building $413,304
2025	$7,578.00 (+3.05%)	$661,114 (+4.04%) Land $255,914 Building $405,200
2023	$7,354.00 (+6.7%)	$635,444 Land $245,978 Building $389,466
2022	$6,892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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