510 Howard St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 510 Howard St, Santa Rosa, CA 95404

Property Summary

Property Type	Triplex
Details	3 bd · 2 ba · 2,382 sqft · built 1940
Lot Size	0.117 acres (5,100 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Sep 2021)
Tax Bill	$8,841 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`180-710-016-000`

Property Details

APN / Parcel Number

Primary APN	`180-710-016-000`
Alternative APN	`180-710-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,382 sqft Living Area
1st Floor Area	2,382 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Triplex
Lot Area	5,100 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	180-710-016
Street Address	510 HOWARD ST
City	SANTA ROSA
State	CA
Zip	95404-3710
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	CITYSR
Legal Description	REMAP FROM 012-104-002-000 - 09/13/97
Legal Subdivision	WILSONS ADDITION
Legal Block	4
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	4
Census Block	4008
Census Tract	152203

Owner

Source: Sonoma County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	510 HOWARD ST, SANTA ROSA, CA 95404-3710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Grant Deed, Transfer · VA Mortgage PINNACLE DIRECT FUNDING CORPORATION
Sep 30, 2021	Grant Deed, Transfer · VA Mortgage PINNACLE FUNDING CORP
Mar 12, 2021	Grant Deed, Transfer · Commercial Mortgage LOIS N SCHAEFFER REVOCABLE LIVING T
Mar 12, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO
Mar 12, 2021	Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	2021108723
Prior Transfer Date	Mar 8, 2021
Prior Transfer Doc	0000032699
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 30, 2026
Property Address	510 HOWARD ST, SANTA ROSA, CA 95404-3710
Document Number	0000038930
Instrument Date	Jul 23, 2026
Instrument	202638930
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,768.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	510 HOWARD ST, SANTA ROSA, CA 95404-3710

Mortgage

Document Number	0000038931,
Date	Jul 30, 2026
Instrument	202638931

Lender

Name	PINNACLE DIRECT FUNDING CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 30, 2021
Property Address	510 HOWARD ST, SANTA ROSA, CA 95404-3710
Document Number	0000108723
Instrument Date	Sep 27, 2021
Instrument	2021108723
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6383, SANTA ROSA, CA 95406-0383

Mortgage

Document Number	0000108724
Date	Sep 30, 2021
Instrument	2021108724

Lender

Name	PINNACLE FUNDING CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 12, 2021
Property Address	510 HOWARD ST, SANTA ROSA, CA 95404-3710
Document Number	0000032701
Instrument Date	Mar 8, 2021
Instrument	2021032701
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 N MAIN ST, SEBASTOPOL, CA 95472-3448

Mortgage

Document Number	0000032702
Date	Mar 12, 2021
Instrument	2021032702

Lender

Name	LOIS N SCHAEFFER REVOCABLE LIVING T
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Mar 12, 2021
Property Address	510 HOWARD ST, SANTA ROSA, CA 95404-3710
Document Number	0000032700
Instrument Date	Mar 8, 2021
Instrument	2021032700
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	81974 COUPLES CT, LA QUINTA, CA 92253-8764

March 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 12, 2021
Property Address	510 HOWARD ST, SANTA ROSA, CA 95404-3710
Document Number	0000032699
Instrument Date	Mar 8, 2021
Instrument	2021032699
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81974 COUPLES CT, LA QUINTA, CA 92253-8764

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,841.00 (+2.92%)	$769,375 (+5.52%) Land $307,750 Building $461,625
2023	$8,590.00 (+8.34%)	$729,160 Land $291,312 Building $437,848
2022	$7,929.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1983)
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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