523 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 523 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1972
Square Footage	1,158 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Garage	Finished, 336 sqft
Occupancy	Owner Occupied
Tax Bill	$3,497.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`76582`
Alternative APN	`012630000100110130`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,158 sqft Heated Area
Gross Area	1,494 sqft Gross Area
1st Floor Area	924 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1972
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	1 Parking Space
Garage Type	Finished
Garage Area	336 sqft Garage
Fence	Fence
Porch	Enclosed Porch
Porch Area	234 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	76582
Street Address	523 FLORIDA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 33/34 BLK 11 LOTS 13 & 14 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	11
Legal Lot Number	2,13-14 14
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3029
Census Tract	43500

Owner

Source: Osceola County records · APN 76582

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	523 FLORIDA AVE, SAINT CLOUD, FL 34769-2858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 2003
Deed Sale	Aug 11, 2003
Prior Sale	May 31, 1996 · Amount on Record
Deed Document Number	0231102908
Deed Book / Page	01328 / 02572
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,497.00 (+17.19%)	$228,300 (+13.47%) Land $46,800 Building $181,500	$228,300 (+13.47%) Land $46,800 Building $181,500
2023	$2,984.00 (+13.07%)	$201,200 (+18.98%) Land $42,500 Building $158,700	$201,200 (+18.98%) Land $42,500 Building $158,700
2022	$2,639.00	$169,100 Land $35,100 Building $134,000	$169,100 Land $35,100 Building $134,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.