Osceola County property record for 507 Florida Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,116 sqft · built 1957 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Feb 2020) |
| Tax Bill | $3,563 (2025) |
| Deeds & Mortgages | Feb 2020 Sale Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 76585 |
| Primary APN | 76585 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,116 sqft Heated Area |
| Gross Area | 1,617 sqft |
| 1st Floor Area | 972 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 297 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 76585 |
|---|---|
| Street Address | 507 FLORIDA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 33/34 BLK 11 LOTS 20 & 21 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 11 |
| Legal Lot Number | 2,20-21 21 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 43500 |
507 Florida Ave is owned by an individual who bought it in February 2020.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2452 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2020 | Warranty Deed, Transfer STEWART TITLE |
| Apr 17, 2017 | Warranty Deed, Transfer FLORIDA COMMUNITY LOAN FUND INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2020 · Amount on File |
| Deed Sale | Feb 17, 2020 · Amount on File |
| Prior Sale | Apr 17, 2017 · Amount on File |
| Deed Document Number | 2020023135 |
| Deed Book / Page | 5675 / 565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 17, 2020 |
| Property Address | 507 FLORIDA AVE, SAINT CLOUD, FL 34769-2858 |
| Document Number | 0056750565 |
| Book / Page | 005675 / 000565 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 23135 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4204 PRAIRIE IRIS CT ST CLOUD FL 347727742, ST CLOUD, FL 34772-7742 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 17, 2017 |
| Property Address | 507 FLORIDA AVE, SAINT CLOUD, FL 34769-2858 |
| Document Number | 0051331427 |
| Book / Page | 5133 / 1427 |
| Map Reference | MB B PG33&34 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 2017057148 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3806 KYLE DR, 3806, SAINT CLOUD, FL 34772-7031 |
| Name | Verified Name |
|---|---|
| Address | 3800 5TH ST, SAINT CLOUD, FL 34769-2024 |
| Investor | Possibly a Property Investor |
| Document Number | 0051331428 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 5133/1428 |
| Name | FLORIDA COMMUNITY LOAN FUND INC |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 507 Florida Ave was $3,563.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,563.00 | $217,300 Land $46,800 Building $170,500 | $217,300 Land $46,800 Building $170,500 |
| 2023 | $3,032.00 (+12.88%) | $191,500 (+19.09%) Land $42,500 Building $149,000 | $191,500 (+19.09%) Land $42,500 Building $149,000 |
| 2022 | $2,686.00 | $160,800 Land $35,100 Building $125,700 | $160,800 Land $35,100 Building $125,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 507 Florida Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1995–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 507 Florida Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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