523 Emerald Downs Rd, Cary, NC 27519 Property Records

Wake County property record for 523 Emerald Downs Rd, Cary, NC 27519

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,329 sqft · built 2006
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2019)
Tax Bill	$3,413 (2023)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0725.02-85-0056 0348218`

Property Details

APN / Parcel Number

Primary APN	`0725.02-85-0056 0348218`
Alternative APN	`0348218`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,329 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.119 acres)
Garage Area	147 sqft
Porch	Porch
Porch Area	105 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0348218
Street Address	523 EMERALD DOWNS RD
City	CARY
State	NC
Zip	27519-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMFP
Legal Description	LO109 ARLINGTON PARK @ AMBERLY PH1 SEC BM2006-01054
Legal Township	20
Legal Subdivision	ARLINGTON PARK AMBERLY PH 1 SE
Legal Phase	1
Legal Lot Number	109
Jurisdiction	WAKE NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1008
Census Tract	53617

Owner

Source: Wake County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	523 EMERALD DOWNS RD, CARY, NC 27519-6312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Aug 30, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	0173981880
Deed Book / Page	17398 / 1880
Record Updated	Jun 7, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 29, 2019
Property Address	523 EMERALD DOWNS RD, CARY, NC 27519-6312
Document Number	173981880
Book / Page	017398 / 001880
Instrument Date	Mar 18, 2019
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 EMERALD DOWNS RD CARY NC 275196312, CARY, NC 27519-6312

Mortgage

Document Number	173981882
Date	Mar 29, 2019
Book Page	017398/001882

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2034

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 30, 2017
Property Address	523 EMERALD DOWNS RD, CARY, NC 27519-6312
Document Number	168940512
Book / Page	016894 / 000512
Instrument Date	Aug 29, 2017
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 EMERALD DOWNS RD CARY NC 275196312, CARY, NC 27519-6312

Mortgage

Document Number	168940514
Date	Aug 30, 2017
Book Page	016894/000514

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,413.00	$338,695 Land $86,000 Building $252,695	$338,695 Land $86,000 Building $252,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

523 Emerald Downs Rd, Cary, NC 27519 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Emerald Downs Rd

Nearby Streets

Search Property Records by Address or Parcel Number