Wake County property record for 521 Emerald Downs Rd, Cary, NC 27519
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,262 sqft · built 2006 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,834 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0725.02-85-0051-000 |
| Primary APN | 0725.02-85-0051-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,262 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 0348217 |
|---|---|
| Street Address | 521 EMERALD DOWNS RD |
| City | CARY |
| State | NC |
| Zip | 27519-6312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMFP |
| Legal Description | LO108 ARLINGTON PARK @ AMBERLY PH1 SEC B |
| Legal Subdivision | ARLINGTON PARK @ AMBERLY PH1 |
| Legal Phase | 1 |
| Legal Lot Number | 108 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 53617 |
Source: Wake County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1709 PANTEGO TRL, CARY, NC 27519-2605 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 28, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Nov 16, 2018 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2021 |
| Deed Sale | Dec 10, 2021 |
| Prior Sale | Oct 30, 2006 · Amount on Record |
| Deed Book / Page | 18835 / 2497 |
| Prior Transfer Date | Dec 6, 2021 |
| Prior Transfer Doc | 18835/2497 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Dec 10, 2021 |
| Property Address | 521 EMERALD DOWNS RD, CARY, NC 27519-6312 |
| Document Number | 18835/2497 |
| Book / Page | 18835 / 2497 |
| Map Reference | MB 2006 PG 1054 |
| Instrument Date | Dec 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1709 PANTEGO TRL, CARY, NC 27519-2605 |
| Document Number | 0188352500 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 18835/2500 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 521 EMERALD DOWNS RD, CARY, NC 27519-6312 |
| Document Number | 178921270 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1029 CANYON SHADOWS CT CARY NC 275191003, CARY, NC 27519-1003 |
| Document Number | 178921270 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 017892/001270 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Nov 16, 2018 |
| Property Address | 521 EMERALD DOWNS RD, CARY, NC 27519-6312 |
| Document Number | 172952139 |
| Book / Page | 017295 / 002139 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $798.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1065 CANYON SHADOWS CT CARY NC 275191003, CARY, NC 27519-1003 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,834.00 (+44.84%) | $678,358 (+69.58%) Land $200,000 Building $478,358 | $678,358 (+69.58%) Land $200,000 Building $478,358 |
| 2023 | $4,028.00 | $400,024 Land $86,000 Building $314,024 | $400,024 Land $86,000 Building $314,024 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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