1. Home
  2. Michigan
  3. Oakland County
  4. Royal Oak
  5. E Windemere Ave

523 E Windemere Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 523 E Windemere Ave, Royal Oak, MI 48073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,409 sqft · built 1923
Lot Size0.193 acres (8,407 sqft)
OwnerIndividual Name on Record
Tax Bill$2,415 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN72-25-03-378-017

Property Details

APN / Parcel Number

Primary APN72-25-03-378-017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,409 sqft Living Area
1st Floor Area1,409 sqft
Basement Area923 sqft
Unfinished Basement1,409 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage Area406 sqft
Parking Spaces2 Parking Spaces
Pool Area648 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address523 E WINDEMERE AVE
CityROYAL OAK
StateMI
Zip48073-2828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 3 OAK RUN SUB LOT 357
Legal Range11E
Legal Township01N
Legal Section03
Legal SubdivisionOAK RUN SUB
Legal Lot Number357
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group2
Census Block2010
Census Tract183100

Owner

Source: Oakland County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address523 E WINDEMERE AVE, ROYAL OAK, MI 48073-2828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 15, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 3, 2019
Transfer Doc0000170101
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address523 E WINDEMERE AVE, ROYAL OAK, MI 48073-2828
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 E WINDEMERE AVE, ROYAL OAK, MI 48073-2828

Mortgage

Document Number0000128770
DateOct 10, 2025
Book Page60610/172
Instrument128770
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueJul 18, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateOct 15, 2019
Property Address523 E WINDEMERE AVE, ROYAL OAK, MI 48073-2828
Document Number0000170101
Book / Page053375 / 000285
Instrument DateOct 3, 2019
Instrument170101
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 E WINDEMERE AVE ROYAL OAK MI 480732828, ROYAL OAK, MI 48073-2828

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,415.00 (-22.07%) Homeowner's exemption$150,140$300,280
2024$3,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber		6,000 / 6,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on E Windemere Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures