402 E Windemere Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 402 E Windemere Ave, Royal Oak, MI 48073

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,798 sqft · built 1920
Lot Size0.239 acres (10,411 sqft)
Owner2 Individual Names on Record
Last Sale$163,900 (Feb 2012)
Tax Bill$3,638 (2025)
Deeds & MortgagesNov 2025 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN72-25-03-358-009

Property Details

APN / Parcel Number

Primary APN72-25-03-358-009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,798 sqft Living Area
1st Floor Area1,798 sqft
Basement Area686 sqft
Unfinished Basement1,798 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,411 sqft (0.239 acres)
Lot Dimensions132 ft deep x 78 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area67 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address402 E WINDEMERE AVE
CityROYAL OAK
StateMI
Zip48073-2680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 3 OAK RUN SUB LOT 199
Legal Range11E
Legal Township01N
Legal Section03
Legal SubdivisionOAK RUN SUB
Legal Lot Number199
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group4
Census Block4017
Census Tract183100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 E WINDEMERE AVE, ROYAL OAK, MI 48073-2680
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Intrafamily Transfer, Transfer
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ANN ARBOR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2012 · Amount on Record
Deed SaleFeb 2, 2012 · Amount on Record
Prior SaleApr 18, 2011 · Amount on Record
Deed Document Number201219429
Deed Book / Page43805 / 473
Prior Transfer DateApr 1, 2010
Prior Transfer Doc0000077103
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateNov 20, 2025
Property Address402 E WINDEMERE AVE, ROYAL OAK, MI 48073-2680
Document Number20250145604
Book / Page60714 / 56
Map ReferenceLB 12 PG 15&16
Instrument DateNov 10, 2025
Instrument20250145604
Transaction TypeTransfer
Record UpdatedDec 4, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address402 E WINDEMERE AVE, ROYAL OAK, MI 48073-2680

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E WINDEMERE AVE, ROYAL OAK, MI 48073-2680

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address402 E WINDEMERE AVE, ROYAL OAK, MI 48073-2680
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyLIB

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E WINDEMERE AVE, ROYAL OAK, MI 48073-2680

Mortgage

Document Number0000236022
DateNov 10, 2020
Book Page55148/178
Instrument236022
Lender
NameBANK OF ANN ARBOR
TypeBank
AddressANN ARBOR, MI 48104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,638.00 (-22.08%) Homeowner's exemption$187,220 (+9.08%)$374,440 (+9.08%)
2024$4,669.00 (+10.48%) Homeowner's exemption$171,640$343,280
2021$4,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2020–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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