Fairfield County property record for 523 E Mulberry St, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1900 |
| Lot Size | 0.135 acres (5,881 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Aug 2023) |
| Tax Bill | $3,444 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-33081-500 |
| Primary APN | 05-33081-500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 1,320 sqft |
| 1st Floor Area | 462 sqft |
| Basement Area | 168 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 5,881 sqft (0.135 acres) |
| Lot Dimensions | 210 ft deep x 28 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 65 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 523 E MULBERRY ST |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-3137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STURGEONS SUB LOT 24W |
| Legal Subdivision | STURGEONS SUB |
| Legal Lot Number | 24W |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 32200 |
Source: Fairfield County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 HUTTON CENTRE DR, 200, SANTA ANA, CA 92707-6773 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Aug 25, 2023 | Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Jan 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC |
| Oct 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on Record |
| Deed Sale | Aug 25, 2023 · Amount on Record |
| Prior Sale | Apr 10, 2014 · Amount on Record |
| Deed Document Number | 202313191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Apr 30, 2026 |
| Property Address | 523 E MULBERRY ST, LANCASTER, OH 43130-3137 |
| Document Number | 0000007115 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20267115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 523 E MULBERRY ST, LANCASTER, OH 43130-3137 |
| Document Number | 0000007115, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20267115 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Sep 1, 2053 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Aug 25, 2023 |
| Property Address | 523 E MULBERRY ST, LANCASTER, OH 43130-3137 |
| Document Number | 0000013191 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 202300013191 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | NORTHWEST ADVANTAGE TITLE AGENCY, NORTHWEST ADVANTAGE TTL AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000013192 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 202300013192 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Jan 3, 2022 |
| Property Address | 523 E MULBERRY ST, LANCASTER, OH 43130-3137 |
| Document Number | 0000000052 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 202200000052 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | VALMER LAND TITLE AGENCY, VALMER LAND TIEL AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000000053 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 202200000053 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Number | 0000000054 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 202200000054 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 523 E MULBERRY ST, LANCASTER, OH 43130-3137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 523 E MULBERRY ST, LANCASTER, OH 43130-3137 |
| Document Number | 0000023377 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 1841/3708 |
| Instrument | 202000023377 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 283 Months |
| Due | May 1, 2044 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,720 (+53.24%) Land $13,150 Building $45,570 | $167,770 (+53.27%) Land $37,580 Building $130,190 | |
| 2024 | $3,444.00 (+147.24%) | ||
| 2023 | $1,393.00 | $38,320 (-) Land $6,340 Building $31,980 | |
| 2022 | $38,320 Land $6,340 Building $31,980 | $109,460 Land $18,100 Building $91,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 3 (1995–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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