Fairfield County property record for 521 E Mulberry St, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,246 sqft · built 1900 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Aug 2022) |
| Tax Bill | $1,591 (2023) |
| Deeds & Mortgages | Oct 2022 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-30814.00 |
| Primary APN | 053-30814.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,246 sqft Living Area |
| 1st Floor Area | 476 sqft |
| 2nd Floor Area | 476 sqft |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Asbestos |
| Lot Area | 8,320 sqft (0.191 acres) |
| Lot Dimensions | 208 ft deep x 40 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 162 sqft |
| Utility Building | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0302 01053 |
|---|---|
| Street Address | 521 E MULBERRY ST |
| City | LANCASTER |
| State | OH |
| Zip | 43130-3137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STURGEONS SUB LOT 23 |
| Legal Subdivision | STURGEONS SUB |
| Legal Lot Number | 23 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 32200 |
Source: Fairfield County assessment roll, as of March 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 521 E MULBERRY ST, LANCASTER, OH 43130-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 16, 2022 | Survivorship Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 5, 2020 | Deed of Trust, Mortgage · Commercial Mortgage KINGSTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Prior Sale | Feb 22, 2016 |
| Deed Document Number | 202200016945 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 521 E MULBERRY ST, LANCASTER, OH 43130-3137 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000021582 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 202200021582 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2052 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Aug 16, 2022 |
| Property Address | 521 E MULBERRY ST, LANCASTER, OH 43130-3137 |
| Document Number | 0000016945 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 202200016945 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1133 OCEAN AVE, LAKEWOOD, NJ 08701-4515 |
| Document Number | 0000016946 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 202200016946 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 521 E MULBERRY ST, LANCASTER, OH 43130-3137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VALMER LAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000011043 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 1825/3281 |
| Instrument | 202000011043 |
| Name | KINGSTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | KINGSTON, OH 45644 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 15, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Fairfield County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,530 (+24.64%) Land $18,790 Building $35,740 | $155,790 (+24.64%) Land $53,680 Building $102,110 | |
| 2023 | $1,591.00 | $43,750 (-) Land $9,050 Building $34,700 | |
| 2022 | $43,750 Land $9,050 Building $34,700 | $124,990 Land $25,860 Building $99,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 3 (1995–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| The Chillicothe Telephone Co Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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