Cooke County property record for 523 E Garnett St, Gainesville, TX 76240
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 4 bd · 2 ba · 2,496 sqft · built 1922 |
| Lot Size | 0.573 acres (24,960 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $285 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 2460-036-00002 |
| Primary APN | 2460-036-00002 |
|---|---|
| Alternative APN |
|
| Lot Area | 24,960 sqft (0.573 acres) |
|---|
| Account Number | 2460-036-00002 |
|---|---|
| Street Address | 523 E GARNETT ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-5332 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | LINDSAY ADDN; BLOCK 36; LOT 1 & 2 E PTS |
| Legal Subdivision | LINDSAY ADDN |
| Legal Block | 36 |
| Legal Lot Number | 1,2 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 5 |
| Census Block | 5032 |
| Census Tract | 1100 |
Source: Cooke County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 642, GAINESVILLE, TX 76241-0642 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2008 |
| Deed Sale | Aug 29, 2008 |
| Deed Document Number | 200818027 |
| Deed Book / Page | 1596 / 254 |
| Record Updated | Sep 20, 2026 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $285.00 (+10.47%) | $13,645 (+0.12%) Land $13,645 | $13,645 (+0.12%) Land $13,645 |
| 2024 | $258.00 (-12.84%) | ||
| 2023 | $13,628 Land $13,628 | $13,628 Land $13,628 | |
| 2022 | $296.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 26 (1981–2009) |
| Claims Outside the SFHA | 11 of 26 |
| Most Recent Claim | Apr 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8, T-Mobile.
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