414 E Garnett St, Gainesville, TX 76240 Property Records

Cooke County property record for 414 E Garnett St, Gainesville, TX 76240 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1940
Square Footage	1,640 sqft Living Area
Lot Size	5,902 sqft (0.135 acres)
Garage	Mixed, 330 sqft
Last Sale	$66,100 (2009)
Tax Bill	$4,953.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`2460-030-00001`
Alternative APN	`7295`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,640 sqft Living Area
Gross Area	2,321 sqft Gross Area
1st Floor	1,640 sqft 1st Floor

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood Exterior
Roof Material	Composition Shingle Roof
Lot Area	5,902 sqft (0.135 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	330 sqft Garage
Porch Area	85 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	2460-030-00001
Street Address	414 E GARNETT ST
City	GAINESVILLE
State	TX
Zip	76240-5355
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LINDSAY ADDN; BLOCK 30; LOT 1 PT OF
Legal Subdivision	LINDSAY ADDN
Legal Block	30
Legal Lot Number	1
Jurisdiction	COOKE TX
Minor Civil Division	GAINESVILLE
Census Blockgroup	5
Census Block	5035
Census Tract	1100

Owner

Source: Cooke County records · APN 2460-030-00001

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1680, GAINESVILLE, TX 76241-1680
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2009 · Amount on Record
Deed Sale	Jun 02, 2009 · Amount on Record
Deed Doc Number	20093544
Deed Book / Page	1639 / 318
Prior Transfer Date	May 27, 2009
Prior Transfer Doc	1639/318
Record Refreshed	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	414 E GARNETT ST, GAINESVILLE, TX 76240-5355
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S RED RIVER ST, GAINESVILLE, TX 76240-4819

Mortgage

Document Number	002482/156
Date	Jan 24, 2022
Book Page	2482/156
Instrument	2022-00612

Lender

Name	NASCOGA FCU
Type	Credit Union
Address	GAINESVILLE, TX 76240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,953.00 (+10.39%)	$236,782 (+14.72%) Land $32,520 Building $204,262	$236,782 (+14.72%) Land $32,520 Building $204,262
2024	$4,487.00 (+9.33%)
2023		$206,401 Land $27,090 Building $179,311	$206,401 Land $27,090 Building $179,311
2022	$4,104.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.