523 E Elm St, Wauseon, OH 43567 Property Records

Fulton County property record for 523 E Elm St, Wauseon, OH 43567

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,488 sqft · built 2001
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Sep 2019)
Tax Bill	$3,236 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-009672-00.000`

Property Details

APN / Parcel Number

Primary APN	`06-009672-00.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
1st Floor Area	1,244 sqft
Upper Floors Area	1,244 sqft
Basement Area	933 sqft
Unfinished Basement	933 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	223 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	523 E ELM ST
City	WAUSEON
State	OH
Zip	43567-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DONNELLYS ADDITION LOT 19
Legal Range	00
Legal Township	00
Legal Section	19
Legal Subdivision	DONNELLYS ADDITION
Legal Lot Number	19
Jurisdiction	FULTON OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1044
Census Tract	40702

Owner

Source: Fulton County assessment roll, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	523 E ELM ST, WAUSEON, OH 43567-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 1, 2021	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 27, 2019	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Jul 18, 2016 · Amount on Record
Deed Document Number	2019255083
Deed Book / Page	356 / 2196
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	523 E ELM ST, WAUSEON, OH 43567-1420
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E ELM ST, WAUSEON, OH 43567-1420

Mortgage

Document Number	00373/3828
Date	Jul 25, 2022
Book Page	373/3828
Instrument	202200003549

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	523 E ELM ST, WAUSEON, OH 43567-1420
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	367/284
Date	Jun 1, 2021
Book Page	367/284
Instrument	202100003138

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Sep 27, 2019
Property Address	523 E ELM ST, WAUSEON, OH 43567-1420
Document Number	00356/2196
Book / Page	0356 / 2196
Instrument Date	Sep 25, 2019
Instrument	201900255083
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	523 E ELM ST, WAUSEON, OH 43567-1420

Mortgage

Document Number	201900255084
Date	Sep 27, 2019
Instrument	201900255084

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Clinton Township
Municipality	Wauseon City
Unified School District	Wauseon Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,236.00 (-5.32%)	$69,480 (-) Land $5,850 Building $63,630	$198,500 (-) Land $16,700 Building $181,800
2024	$3,418.00 (-3.75%)	$69,480 (-) Land $5,850 Building $63,630	$198,500 (-) Land $16,700 Building $181,800
2023	$3,551.00 (+14.18%)	$69,480 (+33.56%) Land $5,850 Building $63,630	$198,500 (+33.58%) Land $16,700 Building $181,800
2022	$3,110.00	$52,020 Land $4,870 Building $47,150
2020			$148,600 Land $13,900 Building $134,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUSEON CITY PWS serves 7,568 people · EPA ID OH2600111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Defiance Holdings.

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