445 E Elm St, Wauseon, OH 43567 Property Records

Fulton County property record for 445 E Elm St, Wauseon, OH 43567 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1900
Lot Size	0.348 acres (15,168 sqft)
Owner	Individual Name on File
Tax Bill	$1,865 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-016096-00.000`

Property Details

APN / Parcel Number

Primary APN	`06-016096-00.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	989 sqft
Upper Floors Area	523 sqft
Basement Area	885 sqft
Unfinished Basement	885 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	15,168 sqft (0.348 acres)
Lot Dimensions	197 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	1,536 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	130 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	445 E ELM ST
City	WAUSEON
State	OH
Zip	43567-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6E-7N-23 PT SE PAR 24 .37A
Legal Range	06E
Legal Township	07N
Legal Section	23
Jurisdiction	FULTON OH
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2025
Census Tract	40702

Owner

Source: Fulton County records · APN 06-016096-00.000

Assessment roll updated April 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	445 E ELM ST, WAUSEON, OH 43567-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Jan 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Aug 08, 2019	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 1990
Deed Sale	Jan 01, 1990
Last Transfer Date	Oct 02, 2018
Transfer Doc	00355/2199
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	445 E ELM ST, WAUSEON, OH 43567-1418
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	359/750
Date	Feb 18, 2020
Book Page	359/750
Instrument	202000257370

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	WAUSEON, OH 43567

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 24, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	445 E ELM ST, WAUSEON, OH 43567-1418
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0358/1819
Date	Jan 08, 2020
Book Page	0358/1819
Instrument	202000256704

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

August 2019: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	FULTON OH
Recording Date	Aug 08, 2019
Property Address	445 E ELM ST, WAUSEON, OH 43567-1418
Document Number	00355/2199
Book / Page	0355 / 2199
Instrument Date	Oct 02, 2018
Instrument	201900254118
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15880 COUNTY ROAD H, WAUSEON, OH 43567-9662

Tax Assessment & Valuation

Source: Fulton County records · Assessment roll updated April 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Clinton Township
Municipality	Wauseon City
Unified School District	Wauseon Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,865.00 (-5.33%)	$40,040 (-0.02%) Land $9,280 Building $30,760	$114,400 (-) Land $26,500 Building $87,900
2024	$1,970.00 (-3.76%)	$40,050 (-) Land $9,280 Building $30,770	$114,400 (-) Land $26,500 Building $87,900
2023	$2,047.00 (+12.16%)	$40,050 (+31.18%) Land $9,280 Building $30,770	$114,400 (+31.19%) Land $26,500 Building $87,900
2022	$1,825.00	$30,530 Land $7,740 Building $22,790
2020			$87,200 Land $22,100 Building $65,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fulton County (39051C), updated August 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Omni Fiber	Fiber	10,000 / 10,000
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Defiance Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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