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523 E Colby St, Whitehall, MI 49461 Property Records

Muskegon County property record for 523 E Colby St, Whitehall, MI 49461

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,006 sqft · built 1933
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Sep 2022)
Tax Bill$4,302 (2025)
Deeds & MortgagesSep 2022 Sale
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22570052000100

Property Details

APN / Parcel Number

Primary APN22570052000100
Alternative APN
  • 61-22-570-052-0001-00

Interior

Full Baths1 Bath
Total Rooms1 Room
Stories1 Story
Building Area1,006 sqft Living Area
1st Floor Area1,006 sqft
Basement Area850 sqft
Unfinished Basement816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Exterior MaterialAluminum/Vinyl
Lot Area9,888 sqft (0.227 acres)
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address523 E COLBY ST
CityWHITEHALL
StateMI
Zip49461-1103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC-1 RE
Legal DescriptionW-0842 CITY OF WHITEHALL SLOCUM'S FIRST EAST ADD'N LOT 1 BLK 52
Legal SubdivisionCITY OF WHITEHALL
Legal Block52
Legal Lot Number1
JurisdictionMUSKEGON MI
Township / Civil DivisionWHITEHALL
Census Block Group1
Census Block1026
Census Tract3702

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2007 CROOKED LN, FLINT, MI 48503-4673
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Warranty Deed, Transfer
Sep 30, 2022Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2022 · Amount on Record
Deed SaleSep 30, 2022 · Amount on Record
Prior SaleSep 30, 2022 · Amount on Record
Deed Document Number20225777290
Deed Book / Page4311 / 678
Last Transfer DateMay 7, 2025
Transfer Doc0004387/35
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateSep 30, 2022
Property Address523 E COLBY ST, WHITEHALL, MI 49461-1103
Document Number004311/677
Book / Page4311 / 677
Map ReferenceLB 1 PG 49
Instrument DateSep 23, 2022
Instrument5777289
Transaction TypeTransfer
Record UpdatedDec 6, 2022

Transaction

AmountAmount Recorded
Tax$753.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4421 CREEKSIDE DR, 4421, WHITEHALL, MI 49461-9643

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 152, MONTAGUE, MI 49437-0152
InvestorPossibly a Property Investor

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateSep 30, 2022
Property Address523 E COLBY ST, WHITEHALL, MI 49461-1103
Document Number004311/678
Book / Page4311 / 678
Map ReferenceLB 1 PG 49
Instrument DateSep 23, 2022
Instrument5777290
Transaction TypeTransfer
Record UpdatedDec 6, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,237.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 152, MONTAGUE, MI 49437-0152

Transferred To (Grantee/Buyer)

NameVerified Name
Address2007 CROOKED LANE, WHITEHALL, MI 49461

Mortgage

Document Number0004311679
DateSep 30, 2022
Instrument4311-679
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
MunicipalityWhitehall City
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$89,000 (+10.56%)$178,000 (+10.56%)
2025$4,302.00$80,500$161,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEHALL
serves 2,902 people · EPA ID MI0007100
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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