Muskegon County property record for 511 E Colby St, Whitehall, MI 49461
| Property Type | Commercial |
|---|---|
| Details | 5,541 sqft · built 1956 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (Apr 2022) |
| Tax Bill | $7,459 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22570052000300 |
| Primary APN | 22570052000300 |
|---|---|
| Alternative APN |
|
| Total Rooms | 1 Room |
|---|---|
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 5,541 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 19,820 sqft (0.455 acres) |
| Street Address | 511 E COLBY ST |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-1159 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RC-1 RE |
| Legal Description | W-0844 CITY OF WHITEHALL SLOCUM'S FIRST EAST ADD'N LOTS 3 & 4 BLK 52 INGRESS/ESMT 4262/478 |
| Legal Subdivision | CITY OF WHITEHALL |
| Legal Block | 52 |
| Legal Lot Number | 3-4 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | WHITEHALL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 3702 |
Source: Muskegon County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5500 CASCADE RD SE, 210, GRAND RAPIDS, MI 49546-9059 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Commercial Mortgage JOSEPH J SUSNAK |
| Apr 21, 2022 | Warranty Deed, Transfer |
| Apr 21, 2022 | Warranty Deed, Transfer · Commercial Mortgage OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on Record |
| Deed Sale | Apr 21, 2022 · Amount on Record |
| Prior Sale | Apr 21, 2022 · Amount on Record |
| Deed Document Number | 20225763745 |
| Deed Book / Page | 4298 / 120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 511 E COLBY ST, WHITEHALL, MI 49461-1159 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 11804 FOUR MILE RD, ALEXANDRIA, VA 22305 |
| Document Number | 004403/809 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 4403/809 |
| Instrument | 5869337 |
| Name | JOSEPH J SUSNAK |
|---|---|
| Type | Private Party |
| Address | 11804 4 MILE RD NE, LOWELL, MI 49331 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Apr 21, 2022 |
| Property Address | 511 E COLBY ST, WHITEHALL, MI 49461-1159 |
| Document Number | 004298/119 |
| Book / Page | 4298 / 119 |
| Map Reference | MB 1 PG 49 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 5763744 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6145 MEINERT PARK RD, 6145, MONTAGUE, MI 49437-8726 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 152, MONTAGUE, MI 49437-0152 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Apr 21, 2022 |
| Property Address | 511 E COLBY ST, WHITEHALL, MI 49461-1159 |
| Document Number | 004298/120 |
| Book / Page | 4298 / 120 |
| Map Reference | LB 01 PG 49 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 5763745 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 152, MONTAGUE, MI 49437-0152 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5500 CASCADE RD SE STE 210, 210, GRAND RAPIDS, MI 49546-9059 |
| Document Number | 0004298122 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 4298/122 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 15, 2027 |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| Municipality | Whitehall City |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,100 (+5.05%) | $262,200 (+5.05%) | |
| 2025 | $7,459.00 | $124,800 | $249,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITEHALL serves 2,902 people · EPA ID MI0007100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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