523 E Cedar St, Franklin, KY 42134 Property Records

Simpson County property record for 523 E Cedar St, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,134 sqft · built 2011
Lot Size	1.01 acres (44,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,261 (2025)
Flood Zone	Zone X (minimal risk)
APN	`014-00-15-006.00`

Property Details

APN / Parcel Number

Primary APN	`014-00-15-006.00`
Alternative APN	`7555`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,134 sqft Living Area
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,100 sqft (1.01 acres)
Lot Dimensions	441 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Gravel Driveway
Porch	Slab
Porch Area	36 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	523 E CEDAR ST
City	FRANKLIN
State	KY
Zip	42134-1271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	523 EAST CEDAR STREET
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1008
Census Tract	970200

Owner

Source: Simpson County assessment roll, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	523 E CEDAR ST, FRANKLIN, KY 42134-1271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 2, 1993
Transfer Doc	00D297/319
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,261.00 (-7.55%) Homeowner's exemption	$192,900 (-)	$192,900 (-)
2023	$1,364.00 Homeowner's exemption	$192,900	$192,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982)
Most Recent Claim	Sep 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin Electric Plant Board Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20