Simpson County property record for 521 E Cedar St, Franklin, KY 42134 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,938 sqft · built 1900 |
| Lot Size | 1.01 acres (43,995 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (Feb 2026) |
| Tax Bill | $772 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-00-15-007.00 |
| Primary APN | 014-00-15-007.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Marblecrete |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,995 sqft (1.01 acres) |
| Lot Dimensions | 441 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 521 E CEDAR ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 521 EAST CEDAR STREET |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970200 |
Source: Simpson County records · APN 014-00-15-007.00
Assessment roll updated October 15, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 E CEDAR ST, FRANKLIN, KY 42134-1271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2026 | Warranty Deed, Transfer |
| Jan 03, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SOUTH CENTRAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 09, 2026 · Amount on Record |
| Deed Sale | Feb 09, 2026 · Amount on Record |
| Prior Sale | Jan 03, 2023 · Amount on Record |
| Deed Document Number | 1259981 |
| Deed Book / Page | D392 / 724 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Feb 09, 2026 |
| Property Address | 521 E CEDAR ST, FRANKLIN, KY 42134-1271 |
| Document Number | 00D392/724 |
| Book / Page | D392 / 724 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 1259981 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $193.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 VONDA VIEW BLVD, FRANKLIN, KY 42134-9646 |
| Name | Verified Name |
|---|---|
| Address | 521 E CEDAR ST, FRANKLIN, KY 42134-1271 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 521 E CEDAR ST, FRANKLIN, KY 42134-1271 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 00M528/563 |
|---|---|
| Date | Jan 03, 2023 |
| Book Page | M528/563 |
| Instrument | 1212519 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42142 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 29, 2047 |
Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $772.00 (-5.74%) | $88,000 (-) | $88,000 (-) |
| 2023 | $819.00 | $88,000 | $88,000 |
Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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