Harford County property record for 523 E Broadway, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 966 sqft · built 1979 |
| Lot Size | 0.236 acres (10,281 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,900 (Jun 1994) |
| Tax Bill | $2,874 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-018741 |
| Primary APN | 03-018741 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 966 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,281 sqft (0.236 acres) |
| Deck Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 018741 |
|---|---|
| Street Address | 523 E BROADWAY |
| City | BEL AIR |
| State | MD |
| Zip | 21014-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 13 10281 SF 523 E BROADWAY HARF WOODS S5 P 39/44 |
| Legal Subdivision | HARFORD WOODS I SEC 5 |
| Legal Block | G |
| Legal Lot Number | 13 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 303803 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 523 E BROADWAY, BEL AIR, MD 21014-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1994 · Amount on Record |
| Deed Sale | Jun 1, 1994 · Amount on Record |
| Prior Sale | Nov 20, 1990 · Amount on Record |
| Deed Book / Page | 2137 / 1004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 523 E BROADWAY, BEL AIR, MD 21014-3301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0151640252 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 15164/252 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 523 E BROADWAY, BEL AIR, MD 21014-3301 |
| Document Number | 0139590279 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 523 E BROADWAY BEL AIR MD 210143301, BEL AIR, MD 21014-3301 |
| Document Number | 0139590279 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 013959/000279 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2050 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,874.00 (+10.28%) Homeowner's exemption | $301,533 (+14.65%) | $316,200 (+7.48%) Land $85,000 Building $231,200 |
| 2025 | $2,606.00 (+10.52%) Homeowner's exemption | ||
| 2023 | $263,000 | $294,200 Land $85,000 Building $209,200 | |
| 2022 | $2,358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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