Harford County property record for 522 E Broadway, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,616 sqft · built 1978 |
| Lot Size | 0.626 acres (27,275 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,105 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-011542 |
| Primary APN | 03-011542 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,616 sqft Total Area |
| Basement Area | 250 sqft |
| Finished Basement | 250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 27,275 sqft (0.626 acres) |
| Lot Dimensions | 2 ft deep x 183 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 011542 |
|---|---|
| Street Address | 522 E BROADWAY |
| City | BEL AIR |
| State | MD |
| Zip | 21014-3302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 10 BK F 100/183X2 522 E BROADWAY HARF WOODS S5 P 39/44 |
| Legal Subdivision | HARFORD WOODS |
| Legal Block | F |
| Legal Lot Number | 10 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 303803 |
522 E Broadway is owned and occupied by an individual who acquired it in December 2019.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 E BROADWAY, BEL AIR, MD 21014-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 1999 |
| Deed Sale | May 12, 1999 |
| Deed Document Number | 1999345 |
| Deed Book / Page | 3014 / 327 |
| Last Transfer Date | Dec 30, 2019 |
| Transfer Doc | 0136410457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 522 E BROADWAY, BEL AIR, MD 21014-3302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0128840498 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 12884/0498 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 14, 2020 |
| Property Address | 522 E BROADWAY, BEL AIR, MD 21014-3302 |
| Document Number | 0136410457 |
| Book / Page | 013641 / 000457 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 E BROADWAY BEL AIR MD 210143302, BEL AIR, MD 21014-3302 |
The 2026 property tax bill for 522 E Broadway was $4,105, up 10.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,105.00 (+10.11%) | $430,700 (+4.11%) | $464,700 (+12.33%) Land $88,400 Building $376,300 |
| 2025 | $3,728.00 | $413,700 Land $88,400 Building $325,300 | $413,700 Land $88,400 Building $325,300 |
| 2023 | $368,500 | $413,700 Land $88,400 Building $325,300 | |
| 2022 | $3,297.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 E Broadway in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 E Broadway is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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