523 E 39th St, Savannah, GA 31401 Property Records

Chatham County property record for 523 E 39th St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,186 sqft · built 1920
Lot Size	0.093 acres (4,051 sqft)
Owner	Individual Name on Record
Last Sale	$549,000 (Apr 2026)
Tax Bill	$11,228 (2025)
Deeds & Mortgages	Aug 2008 Mortgage Jul 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0075-05-008`

Property Details

APN / Parcel Number

Primary APN	`2-0075-05-008`
Alternative APN	`W328P016`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,186 sqft Living Area
1st Floor Area	1,065 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,051 sqft (0.093 acres)
Lot Dimensions	90 ft deep x 45 ft wide

Exterior Amenities

Porch	Slab
Porch Area	310 sqft
Deck Area	16 sqft
Patio Area	32 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	523 E 39TH ST
City	SAVANNAH
State	GA
Zip	31401-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	2 W HALF 3 BLK 14 TEYNAC WD
Legal Subdivision	THIRTY-SEVENTH
Legal Block	14
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2005
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	523 E 39TH ST, SAVANNAH, GA 31401-9025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2008	Deed of Trust, Mortgage · Conventional Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP
Jul 12, 2007	Deed of Trust, Mortgage · Conventional Mortgage DARBY BANK & TRUST
Apr 15, 2026	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Aug 18, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Aug 18, 2023 · Amount on Record
Deed Book / Page	3954 / 660
Record Updated	Oct 29, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	523 E 39TH ST, SAVANNAH, GA 31401-9025
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00344G0194
Date	Aug 27, 2008
Book Page	344G/194

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2038

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	523 E 39TH ST, SAVANNAH, GA 31401-9025
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00328P0007
Date	Jul 12, 2007
Book Page	328P/007

Lender

Name	DARBY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2008

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 15, 2026
Property Address	523 E 39TH ST, SAVANNAH, GA 31401-9025
Document Number	0039540660
Book / Page	3954 / 660
Instrument Date	Apr 10, 2026
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E 39TH ST, SAVANNAH, GA 31401-9025

Mortgage

Document Number	3954000662,
Date	Apr 15, 2026
Book Page	3954/662

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 18, 2023
Property Address	523 E 39TH ST, SAVANNAH, GA 31401-9025
Document Number	0031730381
Book / Page	3173 / 381
Instrument Date	Jul 5, 2023
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount Recorded
Tax	$1.45
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E 39TH ST, SAVANNAH, GA 31401-9025
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,240 (+1.62%) Land $28,000 Building $297,240	$813,100 (+1.62%) Land $70,000 Building $743,100
2025	$11,228.00 (+849.92%)	$320,040 (+139.05%) Land $28,000 Building $292,040	$800,100 (+139.05%) Land $70,000 Building $730,100
2023		$133,880 (+7%) Land $15,000 Building $118,880	$334,700 (+7%) Land $37,500 Building $297,200
2022	$1,182.00	$125,120 Land $15,000 Building $110,120	$312,800 Land $37,500 Building $275,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1999–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave, Hotwire Communications, Verizon.

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