520 E 39th St, Savannah, GA 31401 Property Records

Chatham County property record for 520 E 39th St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,584 sqft · built 1920
Lot Size	0.085 acres (3,681 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jul 2021)
Tax Bill	$3,102 (2025)
Deeds & Mortgages	Feb 2026 Sale Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0064-43-020`

Property Details

APN / Parcel Number

Primary APN	`2-0064-43-020`
Alternative APN	`N326P227`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	954 sqft
Utility Area	60 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,681 sqft (0.085 acres)
Lot Dimensions	92 ft deep x 40 ft wide

Exterior Amenities

Porch	Slab
Porch Area	183 sqft
Deck Area	190 sqft
Patio Area	452 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	520 E 39TH ST
City	SAVANNAH
State	GA
Zip	31401-9026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 10 BLOCK 11 TEYNAC WARD AND WEST 10 FEET OF LOT 1 BLOCK 13
Legal Subdivision	THIRTY-SEVENTH
Legal Block	11,13
Legal Lot Number	10,1
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2002
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 E 39TH ST, SAVANNAH, GA 31401-9026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Warranty Deed, Transfer
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	May 25, 2007 · Amount on Record
Deed Document Number	20219064
Deed Book / Page	2451 / 218
Last Transfer Date	Feb 18, 2026
Transfer Doc	0039060512
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 18, 2026
Property Address	520 E 39TH ST, SAVANNAH, GA 31401-9026
Document Number	0039060512
Book / Page	3906 / 512
Instrument Date	Feb 18, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E 39TH ST, SAVANNAH, GA 31401-9026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 15, 2021
Property Address	520 E 39TH ST, SAVANNAH, GA 31401-9026
Document Number	0024510218
Book / Page	2451 / 218
Instrument Date	Jul 15, 2021
Instrument	2021-009064
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E 39TH ST, SAVANNAH, GA 31401-9026
Investor	Possibly a Property Investor

Mortgage

Document Number	0024510221
Date	Jul 15, 2021
Book Page	0000002451/0000000221

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,680 (+2.73%) Land $28,000 Building $220,680	$621,700 (+2.73%) Land $70,000 Building $551,700
2025	$3,102.00 (-25.22%) Homeowner's exemption	$242,080 (+65.17%) Land $28,000 Building $214,080	$605,200 (+65.17%) Land $70,000 Building $535,200
2023		$146,560 (+9.28%) Land $15,000 Building $131,560	$366,400 (+9.28%) Land $37,500 Building $328,900
2022	$4,148.00	$134,120 Land $15,000 Building $119,120	$335,300 Land $37,500 Building $297,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1999–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave, Hotwire Communications, Verizon.

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