DuPage County property record for 523 Cloverleaf Ct, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,390 sqft · built 1987 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $371,000 (Sep 2001) |
| Tax Bill | $13,750 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-31-114-057 |
| Primary APN | 08-31-114-057 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,390 sqft Living Area |
| Gross Area | 5,095 sqft |
| 1st Floor Area | 1,705 sqft |
| 2nd Floor Area | 1,685 sqft |
| Basement Area | 1,705 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood Siding |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Electric |
|---|
| Street Address | 523 CLOVERLEAF CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-4165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WINDING CREEK ESTATES UNIT 5 ALL |
| Legal Subdivision | WINDING CREEK ESTATES |
| Legal Lot Number | 260 |
| Legal Unit | 5 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 846207 |
523 Cloverleaf Ct is owned and occupied by two individuals who acquired it in October 2024.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 CLOVERLEAF CT, NAPERVILLE, IL 60565-4165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2001 · Amount on File |
| Deed Sale | Sep 10, 2001 · Amount on File |
| Prior Sale | Dec 1, 1993 · Amount on File |
| Deed Document Number | 2001192076 |
| Last Transfer Date | Oct 9, 2024 |
| Transfer Doc | 0000061007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 523 CLOVERLEAF CT, NAPERVILLE, IL 60565-4165 |
| Document Number | 0000124278 |
| Instrument Date | Nov 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 523 CLOVERLEAF CT NAPERVILLE IL 605654165, NAPERVILLE, IL 60565-4165 |
| Document Number | 0000124278 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 124278 |
| Name | REPUBLIC BK/CHICAGO |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 523 Cloverleaf Ct was $13,750 with a veteran's exemption, up 4% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,750.00 (+3.99%) | $251,616 (+8.53%) Land $85,287 Building $166,329 | $754,848 (+8.53%) Land $255,861 Building $498,987 |
| 2024 | $13,222.00 | $231,840 Land $78,584 Building $153,256 | $695,520 Land $235,752 Building $459,768 |
| 2022 | $11,799.00 Homeowner's exemption Senior Citizen's exemption | $193,320 Land $65,530 Building $127,790 | $579,960 Land $196,590 Building $383,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Cloverleaf Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 523 Cloverleaf Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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