514 Cloverleaf Ct, Naperville, IL 60565 Property Records

DuPage County property record for 514 Cloverleaf Ct, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,327 sqft · built 1986
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Tax Bill$14,003 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-31-114-048

Property Details

APN / Parcel Number

Primary APN08-31-114-048

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,327 sqft Living Area
Gross Area4,519 sqft
1st Floor Area1,547 sqft
2nd Floor Area1,780 sqft
Basement Area1,192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood Siding
Lot Area10,019 sqft (0.23 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Street Address514 CLOVERLEAF CT
CityNAPERVILLE
StateIL
Zip60565-4165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWINDING CREEK ESTATES UNIT 5 ALL
Legal SubdivisionWINDING CREEK ESTATES
Legal Lot Number269
Legal Unit5
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group4
Census Block4005
Census Tract846207

Owner

Source: DuPage County records · APN 08-31-114-048

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address514 CLOVERLEAF CT, NAPERVILLE, IL 60565-4165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
MAGNOLIA BANK
Apr 05, 2018Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL MORTGAGE SOLUTIONS INC
Jul 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2009
Deed SaleMay 05, 2009
Prior SaleOct 03, 2007 · Amount on Record
Deed Document Number200966938
Last Transfer DateOct 02, 2017
Transfer Doc0000070573
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address514 CLOVERLEAF CT, NAPERVILLE, IL 60565-4165
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058824
DateApr 14, 2021
InstrumentR2021-058824
Lender
NameMAGNOLIA BANK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address514 CLOVERLEAF CT, NAPERVILLE, IL 60565-4165
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029196
DateApr 05, 2018
InstrumentR2018-029196
Lender
NameRESIDENTIAL MORTGAGE SOLUTIONS INC
TypeMortgage Company
AddressMIDDLE RIVER, MD 21220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueOct 01, 2047
Interest
Rate TypeFixed Rate
Rate4.87%

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateJul 30, 2018
Property Address514 CLOVERLEAF CT, NAPERVILLE, IL 60565-4165
Document Number0000070573
Instrument DateOct 02, 2017
Instrument70573
Transaction TypeTransfer
Record UpdatedAug 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 CLOVERLEAF CT NAPERVILLE IL 605654165, NAPERVILLE, IL 60565-4165

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,003.00 (+17.28%)$247,941 (+30.15%) Land $85,287 Building $162,654$743,823 (+30.15%) Land $255,861 Building $487,962
2022$11,940.00 Homeowner's exemption$190,500 Land $65,530 Building $124,970$571,500 Land $196,590 Building $374,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2017 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 177 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNAPERVILLE
serves 156,406 people
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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