523 Circle Ln, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 523 Circle Ln, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 2021
Lot Size	0.233 acres (10,184 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Dec 2021)
Tax Bill	$1,380 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10C 13 2 2`

Property Details

APN / Parcel Number

Primary APN	`10C 13 2 2`
Alternative APN	`14652`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,428 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,184 sqft (0.233 acres)
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14652
Street Address	523 CIRCLE LN
City	COLONIAL BEACH
State	VA
Zip	22443-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	PBE CIRCLE LANE SEC LOT 2 BK 2DB 950 PG 941 R/S
Legal Subdivision	CIRCLE LANE
Legal Block	2
Legal Lot Number	2
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3041
Census Tract	10300

Owner

523 Circle Ln is owned and occupied by two individuals who bought it in December 2021.

Source: Westmoreland County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 CIRCLE LN, COLONIAL BEACH, VA 22443-3109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage ATLANTIC UNION BANK
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage WEICHERT FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Dec 13, 2021 · Amount on File
Deed Book / Page	950 / 941
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	523 CIRCLE LN, COLONIAL BEACH, VA 22443-3109
Transaction Type	Mortgage
Record Updated	Jan 3, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009740492
Date	Dec 8, 2023
Instrument	09740492

Lender

Name	ATLANTIC UNION BANK

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2043

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Dec 13, 2021
Property Address	523 CIRCLE LN, COLONIAL BEACH, VA 22443-3109
Document Number	0009500941
Instrument Date	Dec 10, 2021
Instrument	09500941
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 CIRCLE LN, COLONIAL BEACH, VA 22443-3109

Mortgage

Document Number	0009500943
Date	Dec 13, 2021
Instrument	09500943

Lender

Name	WEICHERT FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 523 Circle Ln was $1,380.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,380.00	$203,000 Land $14,000 Building $189,000	$203,000 Land $14,000 Building $189,000
2023	$1,258.00	$203,000 Land $14,000 Building $189,000	$203,000 Land $14,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 Circle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Circle Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACID BAY ESTATES private · serves 946 people · EPA ID VA4193720
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle Ln

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