497 Circle Ln, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 497 Circle Ln, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Lot Size	0.236 acres (10,299 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jun 2026)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10C 13 2 4`

Property Details

APN / Parcel Number

Primary APN	`10C 13 2 4`
Alternative APN	`13879`

Exterior

Lot Area	10,299 sqft (0.236 acres)

Location & Zoning

Account Number	13879
Street Address	497 CIRCLE LN
City	COLONIAL BEACH
State	VA
Zip	22443-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	PBE CIRCLE LANE SEC LOT 4 BK 2DB 985 PG 1167 R/S
Legal Block	2
Legal Lot Number	4
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3041
Census Tract	10300

Owner

Source: Westmoreland County assessment roll, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	497 CIRCLE LN, COLONIAL BEACH, VA 22443-3115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Aug 31, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Nov 18, 2024 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1004 / 1483
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 17, 2026
Property Address	497 CIRCLE LN, COLONIAL BEACH, VA 22443-3115
Document Number	1004001483
Book / Page	1004 / 1483
Instrument Date	Jun 15, 2026
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$36,865.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 CIRCLE LN, COLONIAL BEACH, VA 22443-3115

Mortgage

Document Number	1004001485,
Date	Jun 17, 2026
Book Page	1004/1485

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 31, 2022
Property Address	COLONIAL BEACH, VA 22443
Document Number	0009582517
Instrument Date	Aug 30, 2022
Instrument	09582517
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 YATES CIR, COLONIAL BEACH, VA 22443

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,901.00 (+3,779.59%)	$279,700 (+3,396.25%) Land $14,000 Building $265,700	$279,700 (+3,396.25%) Land $14,000 Building $265,700
2023	$49.00	$8,000 Land $8,000	$8,000 Land $8,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACID BAY ESTATES private · serves 946 people · EPA ID VA4193720
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Virginia Everywhere.

Cell Coverage

5G (outdoors only) and 4G LTE

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