Lorain County property record for 521 Cambridge Ave, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,089 sqft Living Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $132,900 (2021) |
| Tax Bill | $2,383.00 (2025) |
| Primary APN | 06-25-006-104-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,089 sqft Living Area |
| 1st Floor | 736 sqft 1st Floor |
| Basement Area | 736 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,663 sqft (0.13 acres) |
| Depth X Width | 135 ft x 45 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 280 sqft Garage |
| Deck Area | 96 sqft Deck |
| Patio Area | 80 sqft Patio |
| Porch Area | 16 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 521 CAMBRIDGE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6465 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST BROAD STREET HTS 45 X 135 |
| Legal Subdivision | EAST BROAD STREET HTS |
| Legal Tract | 25 |
| Legal Block | 104 |
| Legal Lot Number | 83 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-104-006
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Nov 25, 2020 | Warranty Deed, Transfer · Line of Credit CROGHAN COLONIAL BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 23, 2021 · Amount on Record |
| Deed Sale | Mar 23, 2021 · Amount on Record |
| Prior Sale | Nov 25, 2020 · Amount on Record |
| Deed Doc Number | 2021808831 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 23, 2021 |
| Property Address | 521 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Document Number | 0000808831 |
| Map Reference | VOL 10 PG 9 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021-0808831 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | OHIO FIRST LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Document Number | 0000808832 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021-0808832 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 25, 2020 |
| Property Address | 521 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Document Number | 0000790810 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 790810 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2021 |
| Title Company | OHIO FIRST LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 13161 CHELSEA CT GRAFTON OH 440441082, GRAFTON, OH 44044-1082 |
| Document Number | 790811 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 790811 |
| Name | CROGHAN COLONIAL BK |
|---|---|
| Type | Bank |
| Address | FREMONT, OH 43420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,383.00 Homeowner's exemption | $50,090 (%) Land $8,630 Building $41,460 | $143,120 (-) Land $24,670 Building $118,450 |
| 2024 | $2,383.00 (+31.88%) | $50,092 (+54.46%) Land $8,635 Building $41,458 | $143,120 (+54.46%) Land $24,670 Building $118,450 |
| 2023 | $1,807.00 (+1.69%) | $32,431 (+%) Land $6,979 Building $25,452 | $92,660 (-) Land $19,940 Building $72,720 |
| 2022 | $1,777.00 | $32,430 Land $6,980 Building $25,450 | |
| 2021 | $92,660 Land $19,940 Building $72,720 |
521 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 15th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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