Black Hawk County property record for 523 Archer Ave, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,096 sqft Living Area |
| Lot Size | 8,520 sqft (0.196 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100,000 (2018) |
| Tax Bill | $1,484.00 (2025) |
| Primary APN | 8912-30-153-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,096 sqft Living Area |
| 1st Floor | 812 sqft 1st Floor |
| Attic Area | 284 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 812 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Unfinished Basement | 812 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,520 sqft (0.196 acres) |
| Depth X Width | 142 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 624 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Patio Area | 168 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 252 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 523 ARCHER AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-5119 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LINDEN PLACE LOT 19 BLK 4 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | LINDEN PLACE |
| Legal Block | 4 |
| Legal Lot Number | 19 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 800 |
Source: Black Hawk County records · APN 8912-30-153-016
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 ARCHER AVE, WATERLOO, IA 50703-5119 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 05, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance CEDAR RAPIDS BANK & TRUST |
| Nov 05, 2018 | Warranty Deed, Transfer CEDAR RAPIDS BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2018 · Amount on Record |
| Deed Sale | Nov 05, 2018 · Amount on Record |
| Prior Sale | Nov 03, 2009 · Amount on Record |
| Deed Doc Number | 2018201900007339 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 30, 2026 |
| Property Address | 523 ARCHER AVE, WATERLOO, IA 50703-5119 |
| Document Number | 0000011461 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202611461 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,391.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 ARCHER AVE, WATERLOO, IA 50703-5119 |
| Document Number | 0000011462, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202611462 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 523 ARCHER AVE, WATERLOO, IA 50703-5119 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000004245 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 202000004245 |
| Name | CEDAR RAPIDS BANK & TRUST |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 05, 2018 |
| Property Address | 523 ARCHER AVE, WATERLOO, IA 50703-5119 |
| Document Number | 201900007339 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 201900007339 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 ARCHER AVE, WATERLOO, IA 50703-5119 |
| Document Number | 201900007340 |
|---|---|
| Date | Nov 05, 2018 |
| Instrument | 201900007340 |
| Name | CEDAR RAPIDS BANK & TRUST |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 350 Months |
| Due | Jan 01, 2048 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,484.00 Homeowner's exemption | $90,510 (+15.08%) Land $9,600 Building $80,910 | $90,510 (+15.08%) Land $9,600 Building $80,910 |
| 2024 | $1,484.00 (-0.54%) | ||
| 2023 | $78,650 (+15.85%) Land $9,600 Building $69,050 | $78,650 (+15.85%) Land $9,600 Building $69,050 | |
| 2022 | $1,492.00 | $67,890 Land $9,600 Building $58,290 | |
| 2021 | $67,890 Land $9,600 Building $58,290 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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