Black Hawk County property record for 515 Archer Ave, Waterloo, IA 50703
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,188 sqft · built 1929 |
| Lot Size | 0.196 acres (8,520 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $720 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-30-153-017 |
| Primary APN | 8912-30-153-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Total Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,520 sqft (0.196 acres) |
| Lot Dimensions | 142 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 788 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 515 ARCHER AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-5119 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LINDEN PLACE LOT 20 BLK 4 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | LINDEN PLACE |
| Legal Block | 4 |
| Legal Lot Number | 20 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 800 |
515 Archer Ave, a duplex, is owned and occupied by two individuals who acquired it in October 2010.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 ARCHER AVE, WATERLOO, IA 50703-5119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2010 |
| Deed Sale | Sep 17, 2010 |
| Deed Document Number | 20102011005386 |
| Last Transfer Date | Oct 8, 2010 |
| Transfer Doc | 2011007171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 515 ARCHER AVE, WATERLOO, IA 50703-5119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700020205 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 2017-00020205 |
| Name | MIDWEST REGIONAL BANK |
|---|---|
| Type | Bank |
| Address | FESTUS, MO 63028 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 25, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 515 Archer Ave was $720 with a homeowner's exemption, up 12.9% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $720.00 (+12.85%) Homeowner's exemption | $60,730 Land $9,600 Building $51,130 | $60,730 Land $9,600 Building $51,130 |
| 2024 | $638.00 | ||
| 2023 | $53,370 (+17.63%) Land $9,600 Building $43,770 | $53,370 Land $9,600 Building $43,770 | |
| 2022 | $802.00 Homeowner's exemption | $45,370 Land $9,600 Building $35,770 | |
| 2021 | $45,370 Land $9,600 Building $35,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Archer Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1978–2013) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 515 Archer Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, Waterloo Fiber.
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