523 6th Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 523 6th Ave N, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1966
Lot Size	0.252 acres (10,960 sqft)
Owner	Individual Name on Record
Tax Bill	$2,772 (2026)
Deeds & Mortgages	Jul 2026 Sale Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29272-0000`

Property Details

APN / Parcel Number

Primary APN	`48-29272-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,498 sqft
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,960 sqft (0.252 acres)
Lot Dimensions	137 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	523 6TH AVE N
City	COLD SPRING
State	MN
Zip	56320-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 25.25' OF LOT 6 & S 54.75' OF LOT 5 BLK 4 BREWERY ADD SECTION 15 TOWNSHIP 123 RANGE 030 BREWERY ADD SECTION 15 TOWNSHIP 123
Legal Range	30W
Legal Township	123
Legal Section	15
Legal Subdivision	BREWERY ADD
Legal Block	4
Legal Lot Number	5-6
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2013
Census Tract	11302

Owner

Source: Stearns County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	523 6TH AVE N, COLD SPRING, MN 56320-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Affidavit, Transfer
Aug 12, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 8, 2026
Transfer Doc	0000047141
Record Updated	Sep 20, 2026

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Jul 8, 2026
Property Address	523 6TH AVE N, COLD SPRING, MN 56320-1414
Document Number	0000047141
Instrument Date	Jul 8, 2026
Instrument	202647141
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 6TH AVE N, COLD SPRING, MN 56320-1414

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 12, 2022
Property Address	523 6TH AVE N, COLD SPRING, MN 56320-1414
Document Number	0000T44960
Instrument Date	Aug 9, 2022
Instrument	T44960
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,772.00 (+28.45%)	$255,300 (+4.03%) Land $45,300 Building $210,000	$255,300 (+4.03%) Land $45,300 Building $210,000
2025		$245,400 (+8.15%) Land $42,400 Building $203,000	$245,400 (+8.15%) Land $42,400 Building $203,000
2023	$2,158.00	$226,900 Land $42,400 Building $184,500	$226,900 Land $42,400 Building $184,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Intrepid Fiber Networks, Verizon.

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