520 6th Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 520 6th Ave N, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1983
Square Footage	864 sqft Living Area
Lot Size	11,234 sqft (0.258 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2011)
Tax Bill	$2,262.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29240-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	864 sqft Living Area
Gross Area	1,382 sqft Gross Area
1st Floor	864 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1983
Architectural Style	Split Level Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,234 sqft (0.258 acres)
Depth X Width	137 ft x 82 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	336 sqft Garage
Shed	1 Shed
Shed Area	120 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Baseboard Heating

Location & Zoning

Street Address	520 6TH AVE N
City	COLD SPRING
State	MN
Zip	56320-1415
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N 32' OF LOT 16 & S 50' OF LOT 17 BLK 1 BREWERY ADD SECTION 15 TOWNSHIP 123 RANGE 030 BREWERY ADD SECTION 15 TOWNSHIP 123
Legal Range	30W
Legal Township	123
Legal Section	15
Legal Subdivision	BREWERY ADD
Legal Block	1
Legal Lot Number	16-17
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	2
Census Block	2032
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29240-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	520 6TH AVE N, COLD SPRING, MN 56320-1415
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2011 · Amount on Record
Deed Sale	Aug 10, 2011 · Amount on Record
Prior Sale	Dec 19, 2003 · Amount on Record
Deed Doc Number	2011418563
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Apr 01, 2026
Property Address	520 6TH AVE N, COLD SPRING, MN 56320-1415
Document Number	0000047008
Instrument Date	Mar 20, 2026
Instrument	202647008
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 6TH AVE N, COLD SPRING, MN 56320-1415

Mortgage

Document Number	0000047008,
Date	Apr 01, 2026
Instrument	202647008

Lender

Name	GRANITE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 26, 2036

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,262.00 (+22.67%)	$219,800 (+6.03%) Land $45,300 Building $174,500	$219,800 (+6.03%) Land $45,300 Building $174,500
2025		$207,300 (+10.27%) Land $42,400 Building $164,900	$207,300 (+10.27%) Land $42,400 Building $164,900
2023	$1,844.00	$188,000 Land $42,400 Building $145,600	$188,000 Land $42,400 Building $145,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.