523 3rd Ave E, Osceola, WI 54020 Property Records

Polk County property record for 523 3rd Ave E, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	0.325 acres (14,160 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jul 2021)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-00172-0000`

Property Details

APN / Parcel Number

Primary APN	`165-00172-0000`

Exterior

Lot Area	14,160 sqft (0.325 acres)

Location & Zoning

Street Address	523 3RD AVE E
City	OSCEOLA
State	WI
Zip	54020-8169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 2 LARSON ADDITION
Legal Range	19W
Legal Township	33N
Legal Section	27
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	3
Census Block	3040
Census Tract	960800

Owner

Source: Polk County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	523 3RD AVE E, OSCEOLA, WI 54020-8169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Jul 14, 2021	Transfer on Death Deed, Transfer
Jul 14, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	2021898665
Prior Transfer Date	Jul 13, 2021
Prior Transfer Doc	898664
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	523 3RD AVE E, OSCEOLA, WI 54020-8169
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	901477
Date	Sep 23, 2021
Instrument	901477

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2041

Interest

Rate Type	Fixed Rate

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	POLK WI
Recording Date	Jul 14, 2021
Property Address	523 3RD AVE E, OSCEOLA, WI 54020-8169
Document Number	898664
Map Reference	DOC 259886
Instrument Date	Jul 13, 2021
Instrument	898664
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 3RD AVE E, OSCEOLA, WI 54020-8169

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK WI
Recording Date	Jul 14, 2021
Property Address	523 3RD AVE E, OSCEOLA, WI 54020-8169
Document Number	898665
Instrument Date	Jul 13, 2021
Instrument	898665
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Osceola Village
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00 (+26.72%) Homeowner's exemption	$186,300 (+11.49%) Land $28,600 Building $157,700	$231,600 (+31.97%) Land $35,554 Building $196,046
2023	$2,111.00 (-5.38%) Homeowner's exemption	$167,100 (-) Land $28,600 Building $138,500	$175,500 (+6.36%)
2022	$2,231.00 Homeowner's exemption	$167,100 Land $28,600 Building $138,500	$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATERWORKS serves 2,680 people · EPA ID WI6490341
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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