Polk County property record for 520 3rd Ave E, Osceola, WI 54020 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $182,000 (Oct 2025) |
| Tax Bill | $2,101 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Mar 2013 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-00183-0000 |
| Primary APN | 165-00183-0000 |
|---|
| Street Address | 520 3RD AVE E |
|---|---|
| City | OSCEOLA |
| State | WI |
| Zip | 54020-8173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 & E 1/2 OF LOT 4 BLK 3 LARSON ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 3,4 |
| Jurisdiction | POLK WI |
| Township / Civil Division | OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 960800 |
Source: Polk County records · APN 165-00183-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2023 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Mar 08, 2013 | Deed of Trust, Mortgage ROYAL CREDIT UNION |
| Oct 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jul 07, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | Jul 07, 2022 |
| Deed Document Number | 939374 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 520 3RD AVE E, OSCEOLA, WI 54020-8173 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000916575 |
|---|---|
| Date | Apr 05, 2023 |
| Instrument | 916575 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 04, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 520 3RD AVE E, OSCEOLA, WI 54020-8173 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000807054 |
|---|---|
| Date | Mar 08, 2013 |
| Instrument | 807054 |
| Name | ROYAL CREDIT UNION |
|---|---|
| Address | 419 N HASTINGS PL, EAU CLAIRE, WI 54703 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Apr 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Oct 10, 2025 |
| Property Address | 520 3RD AVE E, OSCEOLA, WI 54020-8173 |
| Document Number | 0000939374 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 939374 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $546.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000939375 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 939375 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jul 07, 2022 |
| Property Address | 520 3RD AVE E, OSCEOLA, WI 54020-8173 |
| Document Number | 0000910306 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 910306 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Osceola Village |
| Unified School District | Osceola School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,101.00 (+11.7%) Homeowner's exemption | $149,200 (-) Land $22,300 Building $126,900 | $185,400 (+8.68%) Land $27,711 Building $157,689 |
| 2024 | $1,881.00 (+1.51%) Homeowner's exemption | $149,200 (-) Land $22,300 Building $126,900 | $170,600 (+8.87%) Land $25,499 Building $145,101 |
| 2023 | $1,853.00 (-5.7%) Homeowner's exemption | $149,200 (-) Land $22,300 Building $126,900 | $156,700 (+6.38%) |
| 2022 | $1,965.00 Homeowner's exemption | $149,200 Land $22,300 Building $126,900 | $147,300 |
Source: FEMA National Flood Hazard Layer, Polk County (55095C), updated September 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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