5228 Wendela St, Oceanside, CA 92056 Property Records

San Diego County property record for 5228 Wendela St, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,203 sqft · built 1990
Lot Size0.398 acres (17,342 sqft)
Owner2 Individual Names on Record
Last Sale$136,500 (Jun 1997)
Tax Bill$2,479 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN159-350-48-00

Property Details

APN / Parcel Number

Primary APN159-350-48-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,203 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialTile
Lot Area17,342 sqft (0.398 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5228 WENDELA ST
CityOCEANSIDE
StateCA
Zip92056-2386
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 48 TR 011516
Legal SubdivisionRANCHO OAKTREE ESTATES
Legal Tract011516
Legal Block1
Legal Lot Number48
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1006
Census Tract19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5228 WENDELA ST, OCEANSIDE, CA 92056-2386
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FRONTWAVE CU
Apr 8, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 1997 · Amount on Record
Deed SaleJun 9, 1997 · Amount on Record
Prior SaleAug 3, 1989 · Amount on Record
Deed Document Number1997269456
Last Transfer DateMar 23, 2021
Transfer Doc0000274119
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5228 WENDELA ST, OCEANSIDE, CA 92056-2386
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5228 WENDELA ST, OCEANSIDE, CA 92056-2386

Mortgage

Document Number0000304091
DateJul 25, 2022
Instrument2022-0304091
Lender
NameFRONTWAVE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2032

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 8, 2021
Property Address5228 WENDELA ST, OCEANSIDE, CA 92056-2386
Document Number0000274119
Map ReferenceMAP 11516
Instrument DateMar 23, 2021
Instrument2021-0274119
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5228 WENDELA ST, OCEANSIDE, CA 92056-2386

Mortgage

Document Number0000274120
DateApr 8, 2021
Instrument2021-0274120
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$226,313 (+2%) Land $72,079 Building $154,234
2025$2,479.00 (+8.73%) Homeowner's exemption$221,876 (+4.04%) Land $70,666 Building $151,210
2023$2,280.00 (+0.35%) Homeowner's exemption$213,263 Land $67,923 Building $145,340
2022$2,272.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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