5220 Wendela St, Oceanside, CA 92056 Property Records

San Diego County property record for 5220 Wendela St, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,203 sqft · built 1990
Lot Size0.386 acres (16,817 sqft)
Owner2 Individual Names on Record
Last Sale$209,000 (Jan 2000)
Tax Bill$3,601 (2025)
Deeds & MortgagesAug 2021 Second Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN159-350-50-00

Property Details

APN / Parcel Number

Primary APN159-350-50-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,203 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area16,817 sqft (0.386 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5220 WENDELA ST
CityOCEANSIDE
StateCA
Zip92056-2386
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 50 TR 011516
Legal SubdivisionRANCHO OAKTREE ESTATES
Legal Tract011516
Legal Block1
Legal Lot Number50
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1006
Census Tract19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5220 WENDELA ST, OCEANSIDE, CA 92056-2386
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE FIRST FINANCIAL FCU
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Oct 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2000 · Amount on Record
Deed SaleJan 21, 2000 · Amount on Record
Prior SaleJul 24, 1989 · Amount on Record
Deed Document Number200032357
Last Transfer DateJul 10, 2007
Transfer Doc0000478558
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5220 WENDELA ST, OCEANSIDE, CA 92056-2386
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5220 WENDELA ST, OCEANSIDE, CA 92056-2386

Mortgage

Document Number0000548708
DateAug 2, 2021
Instrument2021-0548708
Lender
NameTHE FIRST FINANCIAL FCU
TypeCredit Union
AddressWEST COVINA, CA 91790
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueAug 15, 2041

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5220 WENDELA ST, OCEANSIDE, CA 92056-2386
Document Number0000468915
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5220 WENDELA ST OCEANSIDE CA 920562386, OCEANSIDE, CA 92056-2386

Mortgage

Document Number0000468915
DateAug 19, 2020
Instrument468915
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5220 WENDELA ST, OCEANSIDE, CA 92056-2386
Document Number0000487376
Instrument DateOct 19, 2019
Transaction TypeMortgage
Record UpdatedNov 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5220 WENDELA ST OCEANSIDE CA 920562386, OCEANSIDE, CA 92056-2386

Mortgage

Document Number0000487376
DateOct 28, 2019
Instrument487376
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 27, 2039

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$327,626 (+2%) Land $86,362 Building $241,264
2025$3,601.00 (+8.73%) Homeowner's exemption$321,203 (+4.04%) Land $84,669 Building $236,534
2023$3,312.00 (+0.3%) Homeowner's exemption$308,732 Land $81,382 Building $227,350
2022$3,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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