Howard County property record for 5226 Lightning View Rd, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,836 sqft · built 1970 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jul 2017) |
| Tax Bill | $6,380 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-099384 |
| Primary APN | 16-099384 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Total Area |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,000 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Patio Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 099384 |
|---|---|
| Street Address | 5226 LIGHTNING VIEW RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 284 S 1 AR 5 5226 LIGHTNING VIEW RD VOM THUNDER HILL |
| Legal Subdivision | VOM THUNDER HILL |
| Legal Lot Number | 284 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 606601 |
5226 Lightning View Rd is owned and occupied by two individuals who bought it in July 2017.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5226 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| May 2, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Jul 26, 2017 | Grant Deed, Transfer · Conventional Mortgage CORRIDOR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2017 · Amount on File |
| Deed Sale | Jul 26, 2017 · Amount on File |
| Deed Document Number | 2017714-233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5226 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5226 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2239 |
| Document Number | 0215360485 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 21536/485 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Apr 26, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5226 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 5226 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2239 |
| Document Number | 0203510287 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 20351/287 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5226 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2239 |
| Document Number | 0186770003 |
| Instrument Date | May 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5226 LIGHTNING VIEW RD COLUMBIA MD 210452239, COLUMBIA, MD 21045-2239 |
| Document Number | 0186770003 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 018677/000003 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 19, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 26, 2017 |
| Property Address | 5226 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2239 |
| Document Number | 0177140233 |
| Book / Page | 017714 / 000233 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5226 LIGHTNING VIEW RD COLUMBIA MD 210452239, COLUMBIA, MD 21045-2239 |
| Document Number | 177140239 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 017714/000239 |
| Name | CORRIDOR MTG |
|---|---|
| Type | Mortgage Company |
| Address | MARRIOTTSVILLE, MD 21104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2047 |
The 2026 property tax bill for 5226 Lightning View Rd was $6,380 with a homeowner's exemption, down 7.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,380.00 (-7.42%) Homeowner's exemption | $523,200 (+9.22%) Land $216,000 Building $307,200 | $523,200 (-) Land $216,000 Building $307,200 |
| 2025 | $6,891.00 Homeowner's exemption | $479,033 | $523,200 Land $216,000 Building $307,200 |
| 2023 | $390,700 Land $196,000 Building $194,700 | $390,700 Land $196,000 Building $194,700 | |
| 2022 | $4,105.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5226 Lightning View Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Jul 2016 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5226 Lightning View Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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