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  5. Lightning View Rd

5214 Lightning View Rd, Columbia, MD 21045 Property Records

Howard County property record for 5214 Lightning View Rd, Columbia, MD 21045

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,372 sqft · built 1970
Lot Size0.317 acres (13,811 sqft)
Owner2 Individual Names on Record
Last Sale$770,000 (Oct 2026)
Tax Bill$10,411 (2026)
Deeds & MortgagesOct 2026 Sale & Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-078468

Property Details

APN / Parcel Number

Primary APN16-078468
Alternative APN
  • 078468

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,372 sqft Total Area
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area13,811 sqft (0.317 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area252 sqft
Deck Area254 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number078468
Street Address5214 LIGHTNING VIEW RD
CityCOLUMBIA
StateMD
Zip21045-2240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNT
Legal DescriptionLOT 281 S 1 AR 5 5214 LIGHTNING VIEW RD THUNDER HILL
Legal SubdivisionCOLUMBIA
Legal Lot Number281
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group1
Census Block1005
Census Tract606601

Owner

Source: Howard County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5214 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2240
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORPORATION
Sep 15, 2020Grant Deed, Transfer · FHA Mortgage
QUICKEN LNS
May 23, 2017Grant Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2026 · Amount on Record
Deed SaleOct 1, 2026 · Amount on Record
Prior SaleSep 23, 2020 · Amount on Record
Deed Document Number2026
Deed Book / Page23436 / 96
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateOct 1, 2026
Property Address5214 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2240
Document Number2343000096
Book / Page23436 / 96
Instrument DateAug 20, 2026
Transaction TypeTransfer
Record UpdatedOct 13, 2026
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$777,700.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5214 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2240

Mortgage

Document Number2343000105,
DateOct 1, 2026
Book Page23436/105
Lender
NameSWBC MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateSep 15, 2020
Property Address5214 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2240
Document Number0197390052
Book / Page019739 / 000052
Instrument DateJul 15, 2020
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyLAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,450.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5214 LIGHTNING VIEW RD COLUMBIA MD 210452240, COLUMBIA, MD 21045-2240

Mortgage

Document Number197390058
DateSep 15, 2020
Book Page019739/000058
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 14, 2050

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateMay 23, 2017
Property Address5214 LIGHTNING VIEW RD, COLUMBIA, MD 21045-2240
Document Number0175980316
Book / Page017598 / 000316
Instrument DateApr 27, 2017
Transaction TypeTransfer
Record UpdatedJun 2, 2017
Title CompanyMARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5214 LIGHTNING VIEW RD COLUMBIA MD 210452240, COLUMBIA, MD 21045-2240

Mortgage

Document Number175980323
DateMay 23, 2017
Book Page017598/000323
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 22, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,411.00 (+7.92%)$679,300 (+8.07%) Land $216,400 Building $462,900$679,300 (-) Land $216,400 Building $462,900
2025$9,647.00 (+75.3%)$628,567 (+19.25%)$679,300 (+28.87%) Land $216,400 Building $462,900
2023$527,100 Land $196,400 Building $330,700$527,100 Land $196,400 Building $330,700
2022$5,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimJul 2016 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
Starlink
Satellite		280 / 30

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