5224 Lydia Ct, Spring Hill, FL 34608 Property Records

Hernando County property record for 5224 Lydia Ct, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,179 sqft · built 1985
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5230-1585-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5230-1585-0120`
Alternative APNs	`00635183` `635183`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
1st Floor Area	2,179 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	168 ft deep x 107 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	1,425 sqft
Deck Area	56 sqft
Patio Area	549 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00635183
Street Address	5224 LYDIA CT
City	SPRING HILL
State	FL
Zip	34608-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 23 BLK 1585 LOT 12
Legal Range	17E
Legal Township	23S
Legal Section	12
Legal Subdivision	SPRING HILL UNIT 23
Legal Block	1585
Legal Lot Number	12
Legal Unit	23
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	41201

Owner

5224 Lydia Ct is owned by a company that acquired it in April 2012 and is owner-occupied.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Company Name on File
Mailing Address	5224 LYDIA CT, SPRING HILL, FL 34608-2630
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2012
Deed Sale	Apr 19, 2012
Deed Document Number	0028971578
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Sep 24, 2026
Property Address	5224 LYDIA CT, SPRING HILL, FL 34608-2630
Document Number	0000064331
Book / Page	4763 / 1698
Instrument Date	Apr 23, 2026
Instrument	202664331
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5224 LYDIA CT, SPRING HILL, FL 34608-2630

Mortgage

Document Number	0000064331,
Date	Sep 24, 2026
Book Page	4763/1698
Instrument	202664331

Lender

Name	HERNANDO COUNTY (FL)

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 24, 2036

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5224 Lydia Ct was $1,215 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,215.00 Additional exemption filed	$156,960	$294,941 Land $50,799 Building $244,142
2023		$148,093 (+3%) Land $148,093
2022	$1,140.00 Homeowner's exemption	$143,780	$288,899 Land $48,960 Building $239,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5224 Lydia Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5224 Lydia Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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