5203 Lydia Ct, Spring Hill, FL 34608 Property Records

Hernando County property record for 5203 Lydia Ct, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,989 sqft · built 1986
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Oct 2025)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5230-1586-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5230-1586-0160`
Alternative APNs	`00635557` `635557`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,989 sqft Living Area
1st Floor Area	1,995 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	1,333 sqft
Deck Area	195 sqft
Patio Area	336 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00635557
Street Address	5203 LYDIA CT
City	SPRING HILL
State	FL
Zip	34608-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 23 BLK 1586 LOT 16
Legal Range	17E
Legal Township	23S
Legal Section	12
Legal Subdivision	SPRING HILL UNIT 23
Legal Block	1586
Legal Lot Number	16
Legal Unit	23
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	41201

Owner

5203 Lydia Ct is owned and occupied by an individual who acquired it in November 2025.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5203 LYDIA CT, SPRING HILL, FL 34608-2631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 31, 2025	Special Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Aug 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage RAPID MORTGAGE FUNDING INC
Nov 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Oct 31, 2025 · Amount on File
Deed Document Number	0046280400
Deed Book / Page	4628 / 400
Last Transfer Date	Nov 12, 2025
Transfer Doc	0046321341
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Nov 12, 2025
Property Address	5203 LYDIA CT, SPRING HILL, FL 34608-2631
Document Number	0046321341
Book / Page	4632 / 1341
Map Reference	MB 10 PG 44
Instrument Date	Oct 23, 2025
Instrument	2025078097
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5203 LYDIA CT, SPRING HILL, FL 34608-2631

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5203 LYDIA CT, SPRING HILL, FL 34608-2631

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 31, 2025
Property Address	5203 LYDIA CT, SPRING HILL, FL 34608-2631
Document Number	0046280400
Book / Page	4628 / 400
Map Reference	MB 10 PG 44
Instrument Date	Oct 23, 2025
Instrument	2025075472
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	MAGNOLIA CLOSING CO OF FL LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4219 CARLOS CT, HERNANDO BEACH, FL 34607-3312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 LYDIA CT, SPRING HILL, FL 34608-2631

Mortgage

Document Number	0046280402
Date	Oct 31, 2025
Book Page	4628/402
Instrument	2025075473

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5203 LYDIA CT, SPRING HILL, FL 34608-2631
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5213 LYDIA CT, SPRING HILL, FL 34608-2631

Mortgage

Document Number	0042100307
Date	Aug 18, 2022
Book Page	4210/307
Instrument	2022062867

Lender

Name	RAPID MORTGAGE FUNDING INC
Type	Mortgage Company
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 13, 2020
Property Address	5203 LYDIA CT, SPRING HILL, FL 34608-2631
Document Number	0039111707
Book / Page	003911 / 001707
Instrument Date	Nov 11, 2020
Instrument	71338
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 LYDIA CT SPRING HILL FL 346082631, SPRING HILL, FL 34608-2631

Tax Assessment & Valuation

The 2025 property tax bill for 5203 Lydia Ct was $3,826.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,826.00	$258,057	$280,844 Land $39,000 Building $241,844
2023		$213,270 Land $213,270
2022	$3,626.00		$274,400 Land $37,500 Building $236,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5203 Lydia Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5203 Lydia Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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