5222 Abigail Ln, Chattanooga, TN 37416 Property Records

Hamilton County property record for 5222 Abigail Ln, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,295 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,700 (May 2019)
Tax Bill	$2,357 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112A E 020`

Property Details

APN / Parcel Number

Primary APN	`112A E 020`
Alternative APN	`0000383280`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,295 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000383280
Street Address	5222 ABIGAIL LN
City	CHATTANOOGA
State	TN
Zip	37416-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 RIVERBAY ESTATES PB 103 PG 183 & 184 OUT OF 111D A 022 & 022.01 FOR 2016
Legal Subdivision	RIVERBAY ESTATES
Legal Lot Number	20
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5222 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU
May 1, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TENNESSEE VLY FCU
Jul 20, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK
Jul 18, 2017	Warranty Deed, Construction Loan CENTURY TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	2019050100053
Deed Book / Page	11628 / 455
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5222 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Document Number	0409000065
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5222 ABIGAIL LN CHATTANOOGA TN 374162134, CHATTANOOGA, TN 37416-2134

Mortgage

Document Number	0409000065
Date	Apr 9, 2020
Book Page	011964/000525
Instrument	200409000065

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 8, 2035

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 1, 2019
Property Address	5222 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Document Number	0501000053
Book / Page	011628 / 000455
Instrument Date	Apr 26, 2019
Instrument	190501000053
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2019
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,438.19
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5222 ABIGAIL LN CHATTANOOGA TN 374162134, CHATTANOOGA, TN 37416-2134

Mortgage

Document Number	501000054
Date	May 1, 2019
Book Page	011628/000457
Instrument	190501000054

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2039

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 20, 2018
Property Address	5222 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Book / Page	011405 / 000362
Instrument Date	Jul 18, 2018
Instrument	104
Transaction Type	Construction Loan
Record Updated	Aug 14, 2018
Title Company	WARRANTY TITLE INSURANCE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1335 MACKEY BRANCH DR CHATTANOOGA TN 374213288, CHATTANOOGA, TN 37421-3288

Mortgage

Document Number	0000000104
Date	Jul 20, 2018
Book Page	011405/000362
Instrument	104

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 19, 2019

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 18, 2017
Property Address	5222 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Document Number	0000000125
Book / Page	11104 / 578
Map Reference	MB103 PG183
Instrument Date	Jul 1, 2017
Instrument	2017071800125
Transaction Type	Construction Loan
Record Updated	Sep 1, 2022
Title Company	CENTURY TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$425.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1335 MACKEY BRANCH DR, CHATTANOOGA, TN 37421-3288

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,357.00 (-2.96%)	$155,550 (+43.23%)	$622,200 (+43.23%) Land $55,000 Building $567,200
2024	$2,429.00 (-0.37%)	$108,600 (-)	$434,400 (-) Land $55,000 Building $379,400
2023	$2,438.00	$108,600	$434,400 Land $55,000 Building $379,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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