5214 Abigail Ln, Chattanooga, TN 37416 Property Records

Hamilton County property record for 5214 Abigail Ln, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,218 sqft · built 2019
Lot Size	0.788 acres (34,338 sqft)
Owner	2 Individual Names on File
Last Sale	$719,000 (Dec 2025)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2025 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`112A E 019`

Property Details

APN / Parcel Number

Primary APN	`112A E 019`
Alternative APN	`0000383279`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,218 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,338 sqft (0.788 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000383279
Street Address	5214 ABIGAIL LN
City	CHATTANOOGA
State	TN
Zip	37416-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 RIVERBAY ESTATES PB 103 PG 183 & 184 OUT OF 111D A 022 & 022.01 FOR 2016
Legal Subdivision	RIVERBAY ESTATES
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

5214 Abigail Ln is owned and occupied by two individuals who bought it in December 2025.

Source: Hamilton County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5214 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage SECURE CHOICE LENDING
Jul 15, 2020	Deed of Trust, Mortgage QUICKEN LNS
Dec 31, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LNS
Apr 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK
Nov 20, 2018	Loan Modification, Mortgage PINNACLE BK
Jan 7, 2019	Warranty Deed, Transfer WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC
Oct 27, 2017	Loan Modification, Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	Dec 31, 2019 · Amount on File
Deed Document Number	202560
Deed Book / Page	14125 / 907
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5214 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000007
Date	Jul 12, 2021
Book Page	12561/665
Instrument	2021071200007

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 3, 2025
Property Address	5214 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Document Number	0000000060
Book / Page	14125 / 907
Map Reference	MB P-3 103 PG 183
Instrument Date	Nov 25, 2025
Instrument	2025120300060
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5214 ABIGAIL LN, CHATTANOOGA, TN 37416-2134

Mortgage

Document Number	0014125910
Date	Dec 3, 2025
Instrument	14125/910

Lender

Name	SECURE CHOICE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5214 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Document Number	1209000052
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5214 ABIGAIL LN CHATTANOOGA TN 374162134, CHATTANOOGA, TN 37416-2134

Mortgage

Document Number	1209000052
Date	Dec 9, 2020
Book Page	012266/000674
Instrument	201209000052

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 8, 2040

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 31, 2019
Property Address	5214 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Document Number	1231000068
Book / Page	011864 / 000721
Instrument Date	Dec 27, 2019
Instrument	191231000068
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2020
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5214 ABIGAIL LN CHATTANOOGA TN 374162134, CHATTANOOGA, TN 37416-2134

Mortgage

Document Number	1231000069
Date	Dec 31, 2019
Book Page	011864/000723
Instrument	191231000069

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 30, 2019
Property Address	5214 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Document Number	0430000038
Book / Page	011626 / 000668
Instrument Date	Apr 26, 2019
Instrument	190430000038
Transaction Type	Construction Loan
Record Updated	May 14, 2019
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1335 MACKEY BRANCH DR CHATTANOOGA TN 374213288, CHATTANOOGA, TN 37421-3288

Mortgage

Document Number	430000038
Date	Apr 30, 2019
Book Page	011626/000668
Instrument	190430000038

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37416

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 29, 2020

Interest

Rate Type	Adjustable Rate

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	5214 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Document Number	1231000044
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9387 ROCKY FORK ALMAVILLE RD SMYRNA TN 371676017, SMYRNA, TN 37167-6017

Mortgage

Document Number	1231000044
Date	Dec 31, 2018
Book Page	011533/000740
Instrument	181231000044

Lender

Name	PINNACLE BK
Type	Bank
Address	MT JULIET, TN 37122

Agreement

Term	12 Months
Due	Dec 30, 2019

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 7, 2019
Property Address	5214 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Document Number	0107000031
Book / Page	011538 / 000345
Instrument Date	Jan 3, 2018
Instrument	190107000031
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount on Record
Tax	$212.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1335 MACKEY BRANCH DR #107 CHATTANOOGA TN 374213288, 107, CHATTANOOGA, TN 37421-3288

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	5214 ABIGAIL LN, CHATTANOOGA, TN 37416-2134
Document Number	0000000042
Book / Page	011194 / 000124
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9387 ROCKY FORK ALMAVILLE RD SMYRNA TN 371676017, SMYRNA, TN 37167-6017

Mortgage

Document Number	0000000042
Date	Nov 2, 2017
Book Page	011194/000124
Instrument	42

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Term	12 Months
Due	Nov 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 5214 Abigail Ln was $2,581, down 9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,581.00 (-8.99%)	$170,350 (+34.35%)	$681,400 (+34.35%) Land $55,000 Building $626,400
2024	$2,836.00 (-0.32%)	$126,800 (-)	$507,200 (-) Land $55,000 Building $452,200
2023	$2,845.00	$126,800	$507,200 Land $55,000 Building $452,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5214 Abigail Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5214 Abigail Ln is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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