5221 Riverwatch Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5221 Riverwatch Dr, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,556 sqft · built 1987
Lot Size0.147 acres (6,403 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Nov 2004)
Tax Bill$4,396 (2025)
Deeds & MortgagesJun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN540-0031-0211-00

Property Details

APN / Parcel Number

Primary APN540-0031-0211-00
Alternative APN
  • 44514281

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,556 sqft Living Area
Gross Area2,344 sqft
1st Floor Area788 sqft
2nd Floor Area768 sqft
Basement Area788 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialFiberglass
Lot Area6,403 sqft (0.147 acres)
Lot Dimensions100 ft deep x 64 ft wide
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5221 RIVERWATCH DR
CityCINCINNATI
StateOH
Zip45238-5903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionRIVERWATCH DR 64 X 100 LOT 57 RIVER WATCH SUB
Legal SubdivisionRIVER WATCH SUB
Legal Lot Number57
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group4
Census Block4001
Census Tract21421

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5221 RIVERWATCH DR, CINCINNATI, OH 45238-5903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2004 · Amount on Record
Deed SaleNov 15, 2004 · Amount on Record
Deed Document Number2004232328
Deed Book / Page9781 / 236
Last Transfer DateNov 5, 2012
Transfer Doc0000000250
Record UpdatedJun 8, 2026

June 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJun 21, 2022
Property Address5221 RIVERWATCH DR, CINCINNATI, OH 45238-5903
Document Number0000061276
Book / Page14692 / 1911
Map ReferenceMB 277 PG 39&40
Instrument DateJun 20, 2022
Instrument2022-0061276
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,396.00 (+2.49%)$73,966 (-) Land $9,751 Building $64,215$211,330 (-) Land $27,860 Building $183,470
2024$4,289.00 (-0.3%)$73,966 (-) Land $9,751 Building $64,215
2023$4,302.00 (+31.68%)$73,966 (+48.19%) Land $9,751 Building $64,215$211,330 (+48.19%) Land $27,860 Building $183,470
2022$3,267.00 Homeowner's exemption$49,914 Land $8,481 Building $41,433
2020$142,610 Land $24,230 Building $118,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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