5221 Irons Ct, Ames, IA 50010 Property Records

Story County property record for 5221 Irons Ct, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,530 sqft · built 2018
Lot Size	0.574 acres (25,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$709,000 (Jul 2025)
Tax Bill	$8,932 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-21-320-030`

Property Details

APN / Parcel Number

Primary APN	`05-21-320-030`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,530 sqft Living Area
1st Floor Area	1,183 sqft
Basement Area	1,183 sqft
Finished Basement	925 sqft
Unfinished Basement	1,183 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,003 sqft (0.574 acres)
Garage Type	Attached
Garage Area	1,130 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5221 IRONS CT
City	AMES
State	IA
Zip	50010-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2, RESID
Legal Description	IRONS, THE LOT:3 SECTION:21 TOWNSHIP:84 RANGE:24
Legal Range	24W
Legal Township	84N
Legal Section	21
Legal Subdivision	THE IRONS
Legal Lot Number	3
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3009
Census Tract	102

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5221 IRONS CT, AMES, IA 50010-9537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY
Feb 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANKERS TRUST CO
Feb 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTH STORY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Prior Sale	May 11, 2021
Deed Document Number	20255811
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Jun 12, 2026
Property Address	5221 IRONS CT, AMES, IA 50010-9537
Document Number	0000005064
Instrument Date	Jun 4, 2026
Instrument	20265064
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 IRONS CT, AMES, IA 50010-9537

Mortgage

Document Number	0000005064,
Date	Jun 12, 2026
Instrument	20265064

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2046

Interest

Rate	6.37%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5221 IRONS CT, AMES, IA 50010-9537
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300929
Date	Feb 17, 2023
Instrument	2023-00929

Lender

Name	BANKERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 15, 2033

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Feb 14, 2019
Property Address	5221 IRONS CT, AMES, IA 50010-9537
Document Number	0201901057
Instrument Date	Jan 9, 2019
Instrument	2019-01057
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E 1ST ST STE A, A, HUXLEY, IA 50124-9725
Investor	Possibly a Property Investor

Mortgage

Document Number	0201901058
Date	Feb 14, 2019
Instrument	2019-01058

Lender

Name	SOUTH STORY BANK & TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0201901057
Date	Feb 14, 2019
Instrument	2019-01057

Lender

Name	SOUTH STORY BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,932.00 (+3.5%) Homeowner's exemption	$686,800 (+4.74%) Land $146,300 Building $540,500	$686,800 (+4.74%) Land $146,300 Building $540,500
2024	$8,630.00 (+9.85%)
2023		$655,700 Land $128,300 Building $527,400	$655,700 Land $128,300 Building $527,400
2022	$7,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Colo Telephone Company.

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