5205 Irons Ct, Ames, IA 50010 Property Records

Story County property record for 5205 Irons Ct, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,950 sqft · built 2022
Lot Size	0.708 acres (30,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,500 (Feb 2022)
Tax Bill	$9,310 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-21-320-010`

Property Details

APN / Parcel Number

Primary APN	`05-21-320-010`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
Basement Area	1,950 sqft
Finished Basement	1,525 sqft
Unfinished Basement	1,950 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,840 sqft (0.708 acres)
Garage Type	Attached
Garage Area	1,061 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Patio Area	406 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5205 IRONS CT
City	AMES
State	IA
Zip	50010-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2, RESID
Legal Description	IRONS, THE LOT:1 SECTION:21 TOWNSHIP:84 RANGE:24
Legal Range	24W
Legal Township	84N
Legal Section	21
Legal Subdivision	IRONS AN OFFICIAL PLAT
Legal Lot Number	1
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3009
Census Tract	102

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5205 IRONS CT, AMES, IA 50010-9537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREATER IOWA CU
Feb 18, 2022	Warranty Deed, Transfer
Feb 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	20221504
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5205 IRONS CT, AMES, IA 50010-9537
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 IRONS CT, AMES, IA 50010-9537

Mortgage

Document Number	0202600543
Date	Jan 21, 2026
Instrument	2026-00543

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 21, 2036

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Feb 18, 2022
Property Address	5205 IRONS CT, AMES, IA 50010-9537
Document Number	0202201551
Instrument Date	Feb 11, 2022
Instrument	2022-01551
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5205 IRONS CT, AMES, IA 50010-9537

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Feb 16, 2022
Property Address	5205 IRONS CT, AMES, IA 50010-9537
Document Number	0202201504
Instrument Date	Feb 11, 2022
Instrument	2022-01504
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$140.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 IRONS CT, AMES, IA 50010-9537

Mortgage

Document Number	0202201505
Date	Feb 16, 2022
Instrument	2022-01505

Lender

Name	HOME STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,310.00 (+8.16%) Homeowner's exemption	$726,800 (+11.11%) Land $130,000 Building $596,800	$726,800 (+11.11%) Land $130,000 Building $596,800
2024	$8,608.00 (+16,453.85%)
2023		$654,100 (+18,588.57%) Land $114,800 Building $539,300	$654,100 (+18,588.57%) Land $114,800 Building $539,300
2022	$52.00	$3,500 Land $3,500
2021	$52.00		$3,500 Land $3,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Colo Telephone Company.

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