5221 Harness Ct, Riverbank, CA 95367 Property Records

Stanislaus County property record for 5221 Harness Ct, Riverbank, CA 95367

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,937 sqft · built 2004
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2017)
Tax Bill	$5,461 (2026)
Deeds & Mortgages	Jan 2024 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`075-074-037-000`

Property Details

APN / Parcel Number

Primary APN	`075-074-037-000`
Alternative APNs	`0757437000` `0757437`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,937 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5221 HARNESS CT
City	RIVERBANK
State	CA
Zip	95367-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TROTTERS RIDGE #1 (40M54) LOT 124
Legal Subdivision	TROTTERS RDG 01
Legal Block	2
Legal Lot Number	124
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2014
Census Tract	406

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5221 HARNESS CT, RIVERBANK, CA 95367-9570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 10, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 8, 2017	Grant Deed, Transfer · FHA Mortgage AMBECK MORTGAGE ASSOC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	Mar 21, 2011 · Amount on Record
Deed Document Number	201732666
Prior Transfer Date	Jan 10, 2011
Prior Transfer Doc	0000005238
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5221 HARNESS CT, RIVERBANK, CA 95367-9570
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 HARNESS CT, RIVERBANK, CA 95367-9570

Mortgage

Document Number	0000002223
Date	Jan 19, 2024
Instrument	2024-0002223

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5221 HARNESS CT, RIVERBANK, CA 95367-9570
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 HARNESS CT, RIVERBANK, CA 95367-9570

Mortgage

Document Number	0000073237
Date	Aug 3, 2021
Instrument	2021-0073237

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5221 HARNESS CT, RIVERBANK, CA 95367-9570
Document Number	0000019600
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5221 HARNESS CT RIVERBANK CA 953679570, RIVERBANK, CA 95367-9570

Mortgage

Document Number	0000019600
Date	Mar 19, 2020
Instrument	19600

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 8, 2017
Property Address	5221 HARNESS CT, RIVERBANK, CA 95367-9570
Document Number	0000032666
Map Reference	VOL40 PG54
Instrument Date	May 4, 2017
Instrument	2017-0032666
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5221 HARNESS CT, RIVERBANK, CA 95367-9570

Mortgage

Document Number	0000032667
Date	May 8, 2017
Instrument	2017-0032667

Lender

Name	AMBECK MORTGAGE ASSOC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Riverbank City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,461.00 (+2.04%)	$402,484 (+2%) Land $118,377 Building $284,107
2025	$5,352.00 (+4.37%)	$394,593 (+4.04%) Land $116,056 Building $278,537
2023	$5,128.00 (+4.61%)	$379,272 Land $111,550 Building $267,722
2022	$4,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	21 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Nov 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Spectrum Cable	1,000 / 35
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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