5214 Harness Ct, Riverbank, CA 95367 Property Records

Stanislaus County property record for 5214 Harness Ct, Riverbank, CA 95367

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,937 sqft · built 2004
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$542,000 (May 2026)
Tax Bill	$5,680 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`075-074-043-000`

Property Details

APN / Parcel Number

Primary APN	`075-074-043-000`
Alternative APNs	`0757443000` `0757443`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,937 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5214 HARNESS CT
City	RIVERBANK
State	CA
Zip	95367-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TROTTERS RIDGE #1 (40M54) LOT 130
Legal Subdivision	TROTTERS RDG 01
Legal Block	2
Legal Lot Number	130
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2014
Census Tract	406

Owner

5214 Harness Ct is owned and occupied by an individual who bought it in May 2026.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5214 HARNESS CT, RIVERBANK, CA 95367-9570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
May 14, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Jan 5, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 19, 2020	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	May 19, 2020 · Amount on File
Deed Document Number	202629589
Prior Transfer Date	May 13, 2026
Prior Transfer Doc	0000026877
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 27, 2026
Property Address	5214 HARNESS CT, RIVERBANK, CA 95367-9570
Document Number	0000029589
Instrument Date	May 20, 2026
Instrument	202629589
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,216.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5214 HARNESS CT, RIVERBANK, CA 95367-9570

Mortgage

Document Number	0000029590,
Date	May 27, 2026
Instrument	202629590

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 14, 2026
Property Address	5214 HARNESS CT, RIVERBANK, CA 95367-9570
Document Number	0000026877
Instrument Date	May 13, 2026
Instrument	202626877
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	133 HINTZE AVE, MODESTO, CA 95354-0214

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 5, 2021
Property Address	5214 HARNESS CT, RIVERBANK, CA 95367-9570
Document Number	0000000793
Instrument Date	Dec 30, 2020
Instrument	793
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5214 HARNESS CT RIVERBANK CA 953679570, RIVERBANK, CA 95367-9570

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 20, 2020
Property Address	5214 HARNESS CT, RIVERBANK, CA 95367-9570
Document Number	0000051283
Instrument Date	Jul 17, 2020
Instrument	51283
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5214 HARNESS CT RIVERBANK CA 953679570, RIVERBANK, CA 95367-9570

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 19, 2020
Property Address	5214 HARNESS CT, RIVERBANK, CA 95367-9570
Document Number	0000033846
Map Reference	MB 40 PG 54
Instrument Date	May 14, 2020
Instrument	2020-0033846
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5214 HARNESS CT, RIVERBANK, CA 95367-9570

Mortgage

Document Number	0000033847
Date	May 19, 2020
Instrument	2020-0033847

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5214 Harness Ct was $5,680, up 2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Riverbank City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,680.00 (+2.05%)	$429,362 (+2%) Land $132,217 Building $297,145
2025	$5,566.00 Homeowner's exemption	$420,944 Land $129,625 Building $291,319
2023	$5,331.00 (+4.63%) Homeowner's exemption	$404,600 Land $124,593 Building $280,007
2022	$5,095.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5214 Harness Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5214 Harness Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	21 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Nov 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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