5221 Blackjack Ln, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 5221 Blackjack Ln, Mint Hill, NC 28227 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2010
Square Footage3,555 sqft Living Area
Lot Size30,753 sqft (0.706 acres)
OccupancyOwner Occupied
Last Sale$680,000 (2026)
Tax Bill$4,485.00 (2024)

Owner

Source: Mecklenburg County records · APN 195-212-78

Assessment roll updated September 9, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5221 BLACKJACK LN, MINT HILL, NC 28227-6550
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 01, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE, INC
Apr 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Feb 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2026 · Amount on Record
Deed SaleMay 01, 2026 · Amount on Record
Prior SaleFeb 12, 2015 · Amount on Record
Deed Doc Number202645630
Deed Book / Page40391 / 300
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateJul 23, 2026
Property Address5221 BLACKJACK LN, MINT HILL, NC 28227-6550
Document Number0000078487
Book / Page40591 / 756
Instrument DateJul 18, 2026
Instrument202678487
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5221 BLACKJACK LN, MINT HILL, NC 28227-6550

Mortgage

Document Number0000078487,
DateJul 23, 2026
Book Page40591/756
Instrument202678487
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term372 Months
DueJul 18, 2057
Interest
Rate6.47%
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5221 BLACKJACK LN, MINT HILL, NC 28227-6550
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000144658
DateJul 27, 2021
Book Page36343/740
Instrument2021144658
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 01, 2026
Property Address5221 BLACKJACK LN, MINT HILL, NC 28227-6550
Document Number0000045630
Book / Page40391 / 300
Instrument DateMay 01, 2026
Instrument2026.45630
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyFORTIFIED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$137,360.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5221 BLACKJACK LN, MINT HILL, NC 28227-6550

Mortgage

Document Number0000045631,
DateMay 01, 2026
Book Page40391/303
Instrument2026.45631
Lender
NameGUARANTEED RATE, INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.22%
Max Rate-1%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5221 BLACKJACK LN, MINT HILL, NC 28227-6550
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041024
DateApr 09, 2019
Book Page33416/515
Instrument2019041024
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5221 BLACKJACK LN, MINT HILL, NC 28227-6550
Document Number0000022279
Instrument DateFeb 12, 2020
Transaction TypeMortgage
Record UpdatedMar 12, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5221 BLACKJACK LN MINT HILL NC 282276550, MINT HILL, NC 28227-6550

Mortgage

Document Number0000022279
DateFeb 18, 2020
Book Page034289/000340
Instrument22279
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMint Hill Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$626,500 Land $120,000 Building $506,500$626,500 Land $120,000 Building $506,500
2024$4,485.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 49% of North Carolina
Wildfire LikelihoodAbout 1 in 1,961 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN195-212-78

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,555 sqft Living Area
1st Floor1,705 sqft 1st Floor
Upper Floors1,850 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Exterior
Foundation TypeNo Foundation Foundation
Lot Area30,753 sqft (0.706 acres)
Garage Area400 sqft Garage
Deck Area120 sqft Deck
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address5221 BLACKJACK LN
CityMINT HILL
StateNC
Zip28227-6550
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL59 M44-592
Legal SubdivisionFAIRINGTON OAKS PH 02 MAP 01
Legal Block2
Legal Lot Number59
JurisdictionMECKLENBURG NC
Minor Civil Division13, MORNING STAR
Census Blockgroup1
Census Block1019
Census Tract5713

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