Mecklenburg County property record for 5316 Blackjack Ln, Mint Hill, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,223 sqft · built 2006 |
| Lot Size | 0.702 acres (30,585 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Mar 2017) |
| Tax Bill | $6,488 (2023) |
| Deeds & Mortgages | Apr 2020 Line of Credit Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 195-212-38 |
| Primary APN | 195-212-38 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,223 sqft Heated Area |
| Gross Area | 4,919 sqft |
| 1st Floor Area | 1,645 sqft |
| Upper Floors Area | 2,578 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 30,585 sqft (0.702 acres) |
| Garage Area | 660 sqft |
| Porch | Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 195-212-38 |
|---|---|
| Street Address | 5316 BLACKJACK LN |
| City | MINT HILL |
| State | NC |
| Zip | 28227-6551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L21 M44-592 |
| Legal Subdivision | FAIRINGTON OAKS PH 02 MAP 01 |
| Legal Lot Number | 21 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 5713 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5316 BLACKJACK LN, MINT HILL, NC 28227-6551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Mar 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Mar 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2017 · Amount on Record |
| Deed Sale | Mar 27, 2017 · Amount on Record |
| Prior Sale | Mar 27, 2017 |
| Deed Document Number | 0031665614 |
| Deed Book / Page | 31665 / 614 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5316 BLACKJACK LN, MINT HILL, NC 28227-6551 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046271 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 34432/154 |
| Instrument | 2020046271 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5316 BLACKJACK LN, MINT HILL, NC 28227-6551 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046270 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 34432/136 |
| Instrument | 2020046270 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 27, 2017 |
| Property Address | 5316 BLACKJACK LN, MINT HILL, NC 28227-6551 |
| Document Number | 0000038419 |
| Book / Page | 31665 / 614 |
| Map Reference | MB44 PG592 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 2017038419 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8903 MILTON MORRIS DR, 8903, CHARLOTTE, NC 28227-8753 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5316 BLACKJACK LN, MINT HILL, NC 28227-6551 |
| Document Number | 0000038420 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 2017038420 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Number | 0000038421 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 31665/636 |
| Instrument | 2017038421 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49548 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 9.99% |
| Index | 1-Year LIBOR |
| Max Rate | 9.99% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 27, 2017 |
| Property Address | 5316 BLACKJACK LN, MINT HILL, NC 28227-6551 |
| Document Number | 0000038399 |
| Book / Page | 031665 / 000439 |
| Instrument Date | Mar 7, 2017 |
| Instrument | 38399 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5316 BLACKJACK LN MINT HILL NC 282276551, MINT HILL, NC 28227-6551 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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