5220 Tioga St, Duluth, MN 55804 Property Records

St. Louis County property record for 5220 Tioga St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 966 sqft · built 1919
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$194,500 (Jan 2022)
Tax Bill	$2,722 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3080-02720`

Property Details

APN / Parcel Number

Primary APN	`010-3080-02720`
Alternative APN	`1124572`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	966 sqft Gross Area
1st Floor Area	552 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	460 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	119 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1124572
Street Address	5220 TIOGA ST
City	DULUTH
State	MN
Zip	55804-1666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0005 BLOCK:011 SERIAL #
Legal Subdivision	ALTERED LONDON PARK ADD TO DUL
Legal Block	11
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2019
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5220 TIOGA ST, DULUTH, MN 55804-1666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK & TRUST
Oct 30, 2017	Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/COMMERCE
Mar 9, 2017	Warranty Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Prior Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	20221052147
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 12, 2022
Property Address	5220 TIOGA ST, DULUTH, MN 55804-1666
Document Number	0001052147
Instrument Date	Jan 10, 2022
Instrument	1052147
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641.85
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5220 TIOGA ST, DULUTH, MN 55804-1666

Mortgage

Document Number	0001052148
Date	Jan 12, 2022
Instrument	1052148

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 30, 2017
Property Address	5220 TIOGA ST, DULUTH, MN 55804-1666
Document Number	000T991560
Instrument Date	Oct 26, 2017
Instrument	T991560
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 TIOGA ST DULUTH MN 558041666, DULUTH, MN 55804-1666

Mortgage

Document Number	T991561
Date	Oct 30, 2017
Instrument	T991561

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 9, 2017
Property Address	5220 TIOGA ST, DULUTH, MN 55804-1666
Document Number	000T982864
Instrument Date	Mar 3, 2017
Instrument	T982864
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	112 W SAINT ANDREWS ST DULUTH MN 558032241, DULUTH, MN 55803-2241

Mortgage

Document Number	T982865
Date	Mar 9, 2017
Instrument	T982865

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,722.00 (+7.25%) Homeowner's exemption
2025	$2,538.00 (+0.08%) Homeowner's exemption	$221,500 (+6.08%) Land $47,800 Building $173,700	$221,500 (+6.08%) Land $47,800 Building $173,700
2024	$2,536.00	$208,800 (+16.06%) Land $46,200 Building $162,600	$208,800 (+16.06%) Land $46,200 Building $162,600
2022		$179,900 Land $35,500 Building $144,400	$179,900 Land $35,500 Building $144,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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